We're here to help you manage your savings

Loyalty Saver lets you take out money whenever you need it. Just use our mobile app, log into Anytime Banking or get in touch to move money into your bank account. If you can, you can drop in to your local branch for help.

If you don’t have an Ulster Bank current account to take money out, you can either:

1. Use Anytime Banking with your card reader. If you don't have one, you can order a card reader. If you've forgotten your login details, click on login at the top of the page and follow the instructions.
2. Use the mobile app. You can make higher value payments if you have biometric approval set up (selected devices only, criteria apply). Find out how to make payments and what your payment limits are. 

We also have a step by step guide on how to move your savings.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. The current daily limits and how to withdraw more than them can be found here or you can get in touch with us using Telephone Banking. 

Easy Access Savings lets you take out money whenever you need it. Just use our mobile app, log into Anytime Banking or get in touch to move money into your bank account. If you can, you can drop in to your local branch for help.

If you don’t have an Ulster Bank current account to take money out, you can either:

1. Use Anytime Banking with your card reader. If you don't have one, you can order a card reader. If you've forgotten your login details, click on login at the top of the page and follow the instructions.
2. Use the mobile app. You can make higher value payments if you have biometric approval set up (selected devices only, criteria apply). Find out how to make payments and what your payment limits are. 

We also have a step by step guide on how to move your savings.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. The current daily limits and how to withdraw more than them can be found here or you can get in touch with us using Telephone Banking.

urfirst is an instant access account, so you can take money out whenever you want but how you do that depends on whether the account is held in trust by an adult, or by a child. 

Account held in trust: Only the adult who holds the account in trust for a child can take money out the account, by using the mobile app, Anytime Banking, Telephone Banking or visiting a Ulster branch. 

Account held by child: If the child is 11 years or older, they can register for our Telephone and Anytime Banking services and use them to move money into their Adapt current account if they’ve got one. Children under 11 can only take money out in branch and will need to take some ID with them.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. The current daily limits and how to withdraw more than them can be found here or you can get in touch with us using Telephone Banking. 

If you've opened a urfirst held in trust for your child, they are legally entitled to the money in the account when they turn 16 years old if the adult trustee’s address is in Scotland, or 18 years old if the adult trustee’s address is elsewhere. 

At that point, the adult trustee should transfer the account into the child’s name so they can access the money.

Special Interest Deposit account lets you take out money whenever you need it. Just use our mobile app, log into Anytime Banking or get in touch to move money into your bank account. If you can, you can drop in to your local branch for help.

If you don’t have an Ulster Bank current account you can use the mobile app, Anytime Banking or Telephone Banking to make a payment to an account you hold with another bank. You may need your card and card reader to do this.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. The current daily limits and how to withdraw more than them can be found here or you can get in touch with us using Telephone Banking. 

When you are ready to buy your first home you must request to close your Help to Buy: ISA. You can do this by giving written notice to your branch either by post or by handing it in. Any withdrawals you make before closing your account will reduce the value of the bonus you can claim. 

Please note your closing balance must be at least £1,600 in order to obtain a bonus, so opening  an account does not guarantee you will be entitled to a bonus. The maximum bonus you can earn is £3,000. Additionally, there is a maximum property price beyond which a bonus will not be payable. 

For more information on the Help to Buy: ISA Scheme (including how to claim your bonus from HM Treasury), please refer to the Help to Buy: ISA Scheme Rules at Own Your Home | Help to Buy: ISA - Own Your Home.

Once we receive your request please allow up to 10 working days for your account closure and receipt of your Closing Document, which your conveyancer (or solicitor) will need to claim the bonus from the UK Government.

You have up to 12 months from closing your Help to Buy: ISA to claim your bonus but this should be done as soon as possible to make sure the bonus is received before you are due to complete the purchase of your new home.

Private Reserve account lets you take out money whenever you need it. Just use our mobile app, log into Anytime Banking or get in touch to move money into your bank account. If you can, you can drop in to your local branch for help.

If you don’t have an Ulster Bank current account you can use the mobile app, Anytime Banking or Telephone Banking to make a payment to an account you hold with another bank. You may need your card and card reader to do this.

There are daily limits on the amount you can transfer from your account online, by telephone or mobile banking. The current daily limits and how to withdraw more than them can be found here or you can get in touch with us using Telephone Banking.