Check your eligibility

Get a quote for a personal loan

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

It takes minutes to get a quote

Log in using Anytime Banking to check if you're eligible for a loan and how much we could lend to you. We'll ask for some additional details so we can give you an accurate quote.

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See your personalised interest rate

We'll show the personalised interest rate you're likely to get if you continue on to apply for a loan, and your monthly repayments.

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No impact on your credit score

We use a soft credit search, so getting a personalised quote won't affect your credit rating.

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Before you get started

You're about to start our online application, this allows you to get your personalised quote at the start and consider whether you want to apply for a loan with us. 
In order to get a quote, you must:
  • Be 18+ and a UK resident
  • Have an Ulster Bank current account (held for 3+ months)
  • Have not been declared bankrupt in the last 6 years
  • Have not completed a personal loan application in the last 28 days
  • Be applying for sole loan

Ready to get a quote?

If you meet the criteria above, let's get going.

Before you start, there are a few things to read

There are a few things you need to know in case you decide to apply after you've seen your quote.

Comfortable? Select 'next' to continue.

Do you have Ulster Anytime Banking?
Log in to Anytime Banking to get a personalised quote - we'll be able to pre-fill some of your information making it easier.

Fantastic, you're all set

Just a heads up - you'll need your Anytime Banking log in details at the next step.

Let's get you signed up for Anytime Banking

You’ll need to sign up for Anytime Banking with us in order to apply for a loan. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one.

Once you've registered, select 'next' to log in and apply for a loan.

Fantastic, you're all set

Just a heads up - you'll need your Anytime Banking log in details at the next step.