Check your eligibility

Get a quote for a personal loan

Representative 7.1% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances and loan amount and may differ from the Representative APR.

It takes minutes to get a quote

Log in using Anytime Banking to check if you're eligible for a loan and how much we could lend to you. We'll ask for some additional details so we can give you an accurate quote.

See your personalised interest rate

We'll show the personalised interest rate you're likely to get if you continue on to apply for a loan, and your monthly repayments.

No impact on your credit score

We use a soft credit search, so getting a personalised quote won't affect your credit rating.

Before you get started

You're about to start our online application, this allows you to get your personalised quote at the start and consider whether you want to apply for a loan with us.

In order to get a quote, you must:

Be 18+ and a UK resident
Have an Ulster Bank current account (held for 3+ months)
Have not been declared bankrupt in the last 6 years
Have not completed a personal loan application in the last 28 days
Be applying for sole loan

Ready to get a quote?

If you meet the criteria above, let's get going.

Continue

Before you start, there are a few things to read

There are a few things you need to know in case you decide to apply after you've seen your quote.

What you can't use an Ulster loan for

How your information might be used

Our lending commitments to you

How do I get additional support with my banking?

You can use the Banking My Way service to tell us about any additional support or adjustments you might need with your banking.

This information will be shared across the bank, meaning you won’t need to tell us about your requirements every time you interact with us.

As an existing customer, you’ll be able to provide this information online, over the phone, or by visiting a branch.

Learn more about Banking My Way

Comfortable? Select 'next' to continue.

Do you have Ulster Anytime Banking?

Log in to Anytime Banking to get a personalised quote - we'll be able to pre-fill some of your information making it easier.

Yes

Fantastic, you're all set

Just a heads up - you'll need your Anytime Banking log in details at the next step.

Let's get you signed up for Anytime Banking

You’ll need to sign up for Anytime Banking with us in order to apply for a loan. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one.

How to register for Anytime Banking

Head to 'Register for Anytime Banking'.
Enter your personal details. We’ll need details including your name, date of birth, sort code and account number.
We’ll show you your customer number on screen (you're making good progress at this point). Make a note of it as you’ll need it when you log in, in the future. If we don't need anything else from you you'll skip straight to step 7, but you may need to go to step 4, don't worry we'll let you know on screen.
We'll then send you an activation code. We'll send you your activation code in a text message. Or if we don’t have your phone number, we’ll send it through the post.
Go to the Ulster Bank website and click ‘login’ in the top right-hand corner, have your activation code to hand.
On the login page, type in your customer number and activation code
Now you need to choose a password and PIN and commit them to memory. The PIN should be four digits long and your password can be between six and twenty characters, and contain both letters and numbers.
Finished. Now you can manage your finances anywhere you can get online.

Once you've registered, select 'next' to log in and apply for a loan.

Fantastic, you're all set

Just a heads up - you'll need your Anytime Banking log in details at the next step.