Ulster Bank Saving Accounts

Helping you save money

Loyalty Saver

An instant access savings account. Access your savings via mobile app, online banking, by phone or in branch

On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable)

On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable)

No deposit needed

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Available to UK residents aged 16+

Additional savings accounts

We also offer additional savings accounts to suit your needs

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Specific account eligibility criteria applies.

Cash ISA

Tax-free savings

Instant access

Tax-free interest on balances up to £20,000

AER/Gross p.a.(variable) 1.75% for balances between £1 - £24,999

AER/Gross p.a.(variable) 3.20% for balances over £25,000

Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank.

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urfirst Savings Account

Our savings account for children

Free, instant access savings account for children under 16

AER/Gross p.a.(variable) 2.70% on balances over £1+

Start saving with as little as £1

Hold the account in trust for a child up to age 12 or in the child’s own name if they are over 7

Available to UK residents under the age of 16.


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Managing your savings account

You can log in and manage your savings account via anytime online banking, on the mobile app or through direct banking.

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Register for Anytime Banking

Managing your existing savings account

Additional Information

Interest rates

Find out your interest rate

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What you need to open an account

Find out which documents we may need to see

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Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.