We will soon be reducing some of our interest rates, see the changes here.
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Ulster Bank Saving Accounts
Helping you save money
Loyalty Saver
An instant access savings account. Access your savings via mobile app, anytime banking, by phone or in branch.
On balances between £1 - £4,999 earn 1.50% AER/Gross p.a. (variable)
On balances £5,000 and over earn 4.25% AER/Gross p.a. (variable)
No deposit needed
Information Message
Available to UK residents aged 16+ who hold an Ulster Bank current account. Interest is paid annually and at account closure.
Cash ISA
An instant access, tax-free savings account.
- Tax-free interest on balances up to £20,000
- AER/Gross p.a.(variable) 1.40% for balances between £1 - £24,999
- AER/Gross p.a.(variable) 2.70% for balances over £25,000
Information Message
Available to UK residents aged 18+. Save up to £20,000 for the current tax year. You can only pay into one Cash ISA with Ulster Bank. Interest is paid on last day of October and at account closure.
Can I open a savings account for a child?
We're not currently offering children's savings accounts. If you're still interested in saving you can take a look at our adult savings range, including our instant access Loyalty Saver.
You must be 16+, a UK resident and hold an Ulster Bank current account to apply for our Loyalty Saver.
Calculate and compare your potential savings
Calculate and compare your potential savings
Enter a few details and get an idea of what your balance could look like.
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Our calculations are done with today's interest rates - these could change in the future. The projected balances below assume you won't withdraw any money.
Applicable savings accounts:
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Round Ups
Save your spare change with Round Ups. If you want to reach your savings goals even faster, try multiplying the spare change you save - multiply by 2, 3, 4 or 5 in your app.
Interest rates
Find out your interest rate
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What you need to open an account
Find out which documents we may need to see
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Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.