We've recently increased some of our interest rates. See the changes here.
On balances between £1 - £4,999 earn 2.25% AER/Gross p.a. (variable)
On balances £5,000 and over earn 5.20% AER/Gross p.a. (variable)
No deposit needed
Available to UK residents aged 16+
We also offer additional savings accounts to suit your needs
Specific account eligibility criteria applies.
Instant access
Tax-free interest on balances up to £20,000
AER/Gross p.a.(variable) 1.75% for balances between £1 - £24,999
AER/Gross p.a.(variable) 3.20% for balances over £25,000
Available to UK residents aged 16+. Save up to £20,000 for the current tax year. You can only pay into (subscribe to) one cash ISA in any tax year.
Free, instant access savings account for children under 16
AER/Gross p.a.(variable) 2.70% on balances over £1+
Start saving with as little as £1
Hold the account in trust for a child up to age 12 or in the child’s own name if they are over 7
Available to UK residents under the age of 16.
You can log in and manage your savings account via Anytime Internet Banking, on the mobile app or through telephone banking.
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.
