Personal Loans

Bring your plans to life with a personal loan

Representative 6.6% APR

This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our rates depend on your circumstances, loan amount and term and may differ from the Representative APR.

Personal loans

See if we could help put your plans into action

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To apply, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).

Reasons to take out a loan

Buying a car

A loan could help you buy a new or used car to get you on the road.

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Sprucing up your home

Make your house a home with a home improvement loan.

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Consolidating your debt

Bring your finances together in to one monthly payment.

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Going on holiday

A helping hand to get you to your dream destination.

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Top up an existing loan

Borrowing more

If you already have a loan with us but need to borrow more, we may be able to help. You could either . . .

  • Open a new loan and keep your existing one or,
  • Replace your existing loan with a larger one
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Helpful tools

Use our loan calculator

Try our loan calculator to estimate how much you could borrow, see representative interest rates and your potential monthly repayments.

Get a personalised quote

Use our eligibility checker to find out if you're likely to be approved for your loan. It only takes a few moments and we use a soft search, meaning there'll be no impact on your credit score.

Compare your borrowing options

Take a look at our borrowing options guide to help you choose the best borrowing option for your individual needs.

Already have a loan with us?

Find out more about how to manage your loan including how to make an extra loan repayment, how to change your loan details or request your final settlement amount.

Something else we can help you with?