Ulster Bank Climate

Our approach to climate change

Climate and our purpose

As part of the NatWest Group, our climate ambition is to be a leading bank in the UK in helping to address the climate challenge.

We want to deliver a more sustainable economy and future for the customers and communities we serve. Helping to address the climate challenge - one of the biggest issues of our time - lies at the core of our purpose.

Our climate ambition

Net zero by 2050 across our financing emissions, assets under management and operational value chain.
At least half the climate impact of our funding activity by 2030, against a 2019 baseline, and align with the 2015 Paris Agreement.
£100bn climate and sustainable funding and financing provided between 1 July 2021 and the end of 2025. As part of this we aim to provide at least £10 billion in lending for EPC A and B rated residential properties between 1 January 2023 and the end of 2025.
50% reduction in emissions from our operational value chain by 2030, against a 2019 baseline.
50% of our UK mortgage customers' homes at or above EPC C rating by 2030.
50% reduction in emissions from our own direct operations by 2025, against a 2019 baseline.
We plan to phase-out of coal for UK and non-UK customers who have UK coal production, coal fired generation and coal related infrastructure by 1 October 2024, with a full global phase-out by 1 January 2030.

More climate information

To learn more about our approach to climate change, read our Climate-related Disclosures Report and see the progress we've made visit the NatWest Group website

Ways we're taking action every day

From rolling out front-line colleague uniforms made from recycled plastic to launching Green Mortgages, we're taking action every day. Here are some of the ways you might experience it.

Colleague climate education

16,000 people across the NatWest Group will take part in a climate education programme by the end of 2024, including customer facing colleagues.

The University of Edinburgh will work with NatWest Group to develop the training, tools and content to support colleague education and awareness.

Broader climate awareness content will be made available to all colleagues.

Learn more about the training

More sustainable bank cards

New debit cards, made from 86% of recycled materials, have been introduced across our Group saving around 190 tCO2e in 2022 (tonnes of carbon dioxide equivalent).

Learn more about our cards

Helping customers to take action

See your estimated carbon footprint in our app including the impact of your individual transactions.

Learn how your carbon footprint compares to the average monthly one in the UK and get tips on how you could reduce it.

Carbon footprint calculator

Carbon Footprint Tracker is within the Spending feature in our app. Spending available to customers aged 16+ who have a Personal or Premier account with us. App available to customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.