Travel guide

Spending abroad

Can I use my debit card abroad?

Yes, you can. However, it's important to be aware of any fees associated with making purchases or withdrawing money from an ATM. Check out our tips below for using your debit card abroad.

  1. 01

    Debit card providers will charge a Non-Sterling Transaction Fee of 2.65%.

  2. 02

    Paying in sterling rather than local currency is often more expensive as there could be a local charge.

  3. 03

    You can use your contactless card abroad like you can in the UK. Just look for the contactless symbol. Limits can vary when you’re abroad.

Register your card before you go

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In the mobile app

Enter the details of your trip in the 'Manage my card' section of the mobile app. Telling us in advance that you're travelling will significantly reduce the likelihood of your transactions being blocked.

App available to customers aged 11+ with compatible iOS and Android devices and a UK or international mobile number in specific countries. 

Important fee information

What will it cost to use your card abroad?

Try our card currency calculator and you could get a clearer picture of your conversion rates and charges while using your debit, credit or savings card abroad.

Say ‘adios’ to foreign transaction fees

With The Ulster Bank Credit Card, you won’t pay foreign transaction fees when you make purchases abroad.

Representative 9.9% APR (variable) 

More about this card

To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year

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