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Student Account

Why apply for our Student bank account?

Easily use our mobile banking app

Multiple ways to pay: Apple Pay, Google Pay™  and Contactless Visa Debit Card. Limits apply

Withdraw up to £130 without your card every 24 hours at our ATMs (as long as it’s within your daily withdrawal limit, criteria applies)

Arranged overdraft available (subject to eligibility)

No monthly fee

Account features

Account Features

Bank on demand. Want an easy way to manage your money? 

Access your account anytime.

Get cash without your bank card. No card? No worries!

Withdraw money from Ulster Bank, RBS, NatWest or Tesco cash machines without your card.

Pay back your friends with our Mobile Banking app

Pay Your Contacts lets you send money to someone with a UK mobile number who has an Ulster Bank, NatWest, RBS, NatWest Offshore, Isle of Man mobile app or registered for Paym.

Commission free travel money - pack your bags! 

Pick up commission-free foreign currency at your local Ulster Bank branch before you travel.

App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries. 

Understanding Overdrafts

An overdraft is a form of short term borrowing and is repayable on demand. If you don't repay what is owed, you could harm your credit score and borrowing capability. Understand the cost and impact of overdrafts and use our eligibility checker to find out if you’re likely to be approved below.

Medical Elective Loan

    If you're a QUB medical student, you can apply for up to £15,000 to fund your elective studies. An element of the loan may also be used to fund your final year

    You must begin to repay the loan within 12 months of graduating and complete payments within 5 years, or you can delay repayment for up to 2 years

    Elective loans are available to existing and new to bank customers (subject to credit review and approval)

Student FAQ's

Get ready to apply

Before you apply, we need to check you're happy with a few things and ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you:

Thank you for choosing a Student Account. Our student package is available to you if:

  • You are a full-time, third-level student
  • Your course lasts at least two years and no more than five years
  • You live in the UK for tax purposes and are aged 18 or over

 

You must use your Ulster Bank Student Account as your main account and pay in regular amounts such as parental contribution, salary, student loan or other funding. Only one current account is permitted for each student.

Now please take a look at the important legal info

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

All okay? You're nearly ready to start.

To speed up your application for our Student account, we need to do a few final checks with you. They'll only take a minute.

Are you an existing Ulster bank customer?

You're all set

You’ll need these bits of info handy for your application:

  • Photo ID, such as driving licence or passport
  • Proof of your address, such as a utility bill, bank statement or driving licence
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.
  • Have a phone number and email address we can contact you on.

You're all set

You’ll need these bits of info handy for your application:

  • Your customer number so we can pre-fill some of the application for you
  • Photo ID, such as driving licence or passport
  • Proof of your address, such as a utility bill, bank statement or driving licence
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.

You're all set

You’ll need these bits of info handy for your application:

  • Your existing Ulster Bank account details 
  • Photo ID, such as driving licence or passport
  • Proof of your address, such as a utility bill, bank statement or driving licence
  • Proof of your UK student status, such as: UCAS 16 digit code, UCAS letter, letter from your University, and many more.