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Our premium packaged account for £26 per month

Switch in or change your account to ufirst Private

Why choose a ufirst Private Current Account?

  • Your own Premier Banking Manager
  • An exclusive branded cheque book and serviceCARD
  • Access to preferential financial rates and services, as well as a Private Reserve Savings Account

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Features and Benefits

Worldwide Travel Insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions. Underwritten by U K Insurance Limited.

Mobile Phone Insurance

You and your family’s phones are automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100. Underwritten by American International Group UK Limited.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Worldwide airport lounge access

DragonPass Premier gives you unlimited access to over 1,000 lounges worldwide, plus you can enjoy discounts at airport restaurants, cafes and spas. Many lounges can now be pre-booked for just £5 per person per visit to avoid disappointment during busy travel times. You can also bring travel guests (£20 per person).

Travel insurance relating to Coronavirus (COVID-19) and any other pandemic

You should refer to the Travel Insurance Terms (including the endorsement) as this will affect your cover. 

We have outlined what your travel insurance will and will not include cover for below.

For more information about travel insurance during COVID-19, you can refer to our FAQs

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Important information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Your Current Account Terms (PDF, 147 KB)

ufirst Private Account Insurance Product Information Document (PDF, 114KB)

Premier Banking User Guide (PDF, 9.5 MB)   

Fee Information Document (PDF, 509 KB)

Our Lending Commitments (PDF, 398 KB)   

For our existing customers

To upgrade or switch you need to be an existing Ulster Bank current account customer.

Switch to Ulster Bank

Switch a current account held elsewhere to your existing current account using the Current Account Switch Service.

Upgrade or change my account

Change your existing current account to a ufirst Private account by speaking to one of our Premier Banking managers.

Call us on 0345 301 5105

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website