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Our premium packaged account for £26 per month

£150 to Switch & Stay with our UFirst Private bank account

Why choose a ufirst Private Current Account?

  • £150 Switch & Stay offer
  • Your own Premier Banking Manager
  • An exclusive branded cheque book and serviceCARD
  • Access to preferential financial rates and services, as well as a Private Reserve Savings Account

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Switch & Stay offer eligibility and criteria apply.

Features and Benefits

Worldwide Travel Insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions. Underwritten by U K Insurance Limited.

Mobile Phone Insurance

You and your family’s phones are automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100. Underwritten by American International Group UK Limited.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Worldwide airport lounge access

DragonPass Premier gives you unlimited access to over 1,000 lounges worldwide, plus you can enjoy discounts at airport restaurants, cafes and spas. Many lounges can now be pre-booked for just £5 per person per visit to avoid disappointment during busy travel times. You can also bring travel guests (£20 per person).

Travel insurance relating to Coronavirus (COVID-19) and any other pandemic

You should refer to the Travel Insurance Terms (including the endorsement) as this will affect your cover. 

We have outlined what your travel insurance will and will not include cover for below.

For more information about travel insurance during COVID-19, you can refer to our FAQs

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Our £150 Switch and Stay offer

Switch to us to get an initial £100 and a further £50 if you stay with us. Apply for our Select or Private current account, or if you’re an existing customer simply switch into your Select, Private, UFirst Gold or UFirst Private current account.

How the Ulster Bank Switch offer works

£100 offer details

  • Apply online and request a switch using the Current Account Switch service by 5pm on the 18th of November 2021, or if you are an existing customer simply request a switch online by this date.
  • Once your switch is initiated, the Current Account Switch Service will automatically move your existing payments and close your old account within 7 days.
  • Pay in at least £1,500 in total and log in to our Mobile Banking app or Online Banking by the 30th of December 2021.
  • Your first £100 will then paid in to your account with Ulster Bank by the 28th of January 2022.

Additional £50 offer details

  • Once qualified for the £100 payment, make 10 eligible credit and/or debit transactions on your Current Account each calendar month (e.g. bill payments, debit card spend, direct debits and payments in and out) between January & September 2022 (excludes account interest, fees and charges).
  • Your second payment of £50 will then be paid in to your account by the 16th of November 2022.

What you need to know

Private accounts cannot be opened online, however can still qualify for the Switch & Stay offer if opened and a switch request made via our website prior to the 18th of November 2021.

We may end this offer at any time, and to be eligible, you must apply via our  website.

If you’ve had any cash back for switching to us (or NatWest/Royal Bank of Scotland) since October 2017, you won’t be eligible for this offer.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Switching offer terms and conditions PDF

A Guide to Switching Current Accounts (PDF, 3MB)

Current Account Switch Guarantee (PDF, 39KB)

How the Switch Service work & FAQ's

Important information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Your Current Account Terms (PDF, 147 KB)

ufirst Private Account Insurance Product Information Document (PDF, 114KB)

Premier Banking User Guide (PDF, 9.5 MB)   

Fee Information Document (PDF, 509 KB)

Our Lending Commitments (PDF, 398 KB)   

Switching offer terms and conditions (PDF, 64 KB)

For our existing customers

To upgrade or switch you need to be an existing Ulster Bank current account customer.

Switch to Ulster Bank

Switch an account held elsewhere into us using the Current Account Switch Service and you could receive an initial £100 after you switch, and a further £50 if you stay with us with our Switch & Stay offer.

Upgrade or change my account

Change your existing current account to a ufirst Private account by speaking to one of our Premier Banking managers.

Please note account Upgrades and changes are not part of £150 Switch & Stay offer

Call us on 0345 301 5105

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website