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ufirst Private current account

Switch in your account to ufirst Private

Why choose a ufirst Private current account?

For £26 a month, you'll get:

  • Your own Premier Banking Manager.
  • An exclusive branded cheque book and serviceCARD.
  • Annual worldwide travel insurance.
  • Mobile phone insurance.
  • Worldwide airport lounge access.
  • 15% cashback on concerts, shows and sporting events.

What you'll need to open this account

Information Message

To apply, you need to be 18+, a UK resident and an existing Ulster Bank current account customer. You also need to meet ONE of the following:

Income

Income

A minimum of £75k sole annual income or £100k joint income paid into your Ulster Bank current account.

Information Message

Savings or investments

Savings or investments

A minimum of £100k savings or investments held with us or another financial institution (proof of savings required).

Information Message

Features and Benefits

Worldwide Travel Insurance

You and your eligible family can enjoy automatic multi-trip cover for up to 31 days per trip including winter sports trips. If you or anyone covered by the policy has a medical condition, certain conditions apply to your cover. Travel insurance is underwritten by AWP P&C SA and administered by AWP Assistance UK Ltd trading as Allianz Assistance.

Mobile Phone Insurance

You and your family’s phones are automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s or any other relevant warranty has expired), wherever you are in the world. The excess for each approved claim is £100. Underwritten by Aviva Insurance Limited.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Worldwide airport lounge access

DragonPass Premier+ gives you unlimited access to over 1,100 lounges worldwide, plus you can enjoy discounts at airport restaurants, cafes and spas. Many lounges can now be pre-booked for just £5 per person per visit to avoid disappointment during busy travel times. You can also bring travel guests (£24 per person).

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Switch to Ulster Bank

Already have an Ulster Bank current account but also have an account with another bank? Switch that other account with the Current Account Switch Service.

Already a ufirst Private customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website

Get ready to apply

Before you apply we need to check you're happy with a few things, and ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. You can apply if you’re:

  • Aged 18+ and a UK resident.
  • An existing Ulster Bank current account customer.

You also need to meet one of the following:

  • Earn a minimum £75,000 sole annual income or £100,000 joint income paid into your Ulster Bank account.
  • Have a minimum of £100k savings or investments held with us or another financial institution (proof of savings required).

You must pay your salary or other regular income into your ufirst Private account. If your ufirst Private account is closed, we’ll also close your Private Reserve Account(s) and transfer any balance(s) to a new Loyalty Saver Account (or equivalent).

Now please take a look at the important legal stuff

Ready to join Ulster Premier Banking?

Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Call 0345 301 5105

Relay UK: 18001 0800 096 9527

Change to a ufirst Private account

Change your existing Ulster Bank account to a ufirst Private account online. It's quick and easy to change.

During the application, you'll need the account number and sort code of the current account you want to change. You can find these in your app/Anytime Banking.

As you’re changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limit.
  • See no impact to your credit rating.