Reducing your household bills
What is the average cost of household bills?
As a homeowner you're responsible for a number of household bills. Aside from your rent or mortgage, you'll need to think about utility bills, council tax, broadband, mobile phone and insurance costs.
According to research by ONS Family Spending report (released March 2021), the average UK household spends £588 a week on household bills and living expenses. Check out the average breakdown below.
Cut costs and save money at home
Running a household can be expensive, but there could be a few things that you could do to minimise costs and save some money. We're got a range of guides and quick tips to help you get your bills under control.
Your energy bills
Looking for ways save money on your gas and electricity? Our top energy saving tips guide could help save you money, and reduce your carbon footprint at the same time.
Your phone and broadband bills
We know that our customers spend a lot of money on mobile phone bills and broadband. That's why we would like to help you understand ways in which you could be more savvy with your mobile tariff and maybe help you save some money.
Your water bill
Although you can’t switch water supplier, there are lots of tricks you could use to save money on bills.
Check for leaks and dripping taps
Use a full dishwasher or washing machine before turning it on
Turn off the tap while you brush your teeth
Have a shower rather than a bath
Shorten your shower time
Your council tax bill
Did you know that you’re entitled to 25% off your council tax bill if you're living on your own.
Check with your council if you're eligible for a discount on your Council Tax. You can find out more about discounts on the government website.
Fix your home insurance price for 3 years
When you take out a home insurance policy with us we’ll fix the price for the next two renewals so you’ll know exactly what you’ll be paying.
Underwritten by U K Insurance Limited. Only available to residents in Northern Ireland. Over 18s only.
How our fixed price policy works
The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if we make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period.