Managing your money

Reducing your household bills

What is the average cost of household bills?

As a homeowner you're responsible for a number of household bills. Aside from your rent or mortgage, you'll need to think about utility bills, council tax, broadband, mobile phone and insurance costs.

According to research by ONS Family Spending report (released March 2021), the average UK household spends £588 a week on household bills and living expenses. Check out the average breakdown below.

Utility bills

On average per week

Council tax

On average per week


On average per week


On average per week

Cut costs and save money at home

Running a household can be expensive, but there could be a few things that you could do to minimise costs and save some money. We're got a range of guides and quick tips to help you get your bills under control.

Your energy bills

Looking for ways save money on your gas and electricity? Our top energy saving tips guide could help save you money, and reduce your carbon footprint at the same time.

Your phone and broadband bills

We know that our customers spend a lot of money on mobile phone bills and broadband. That's why we would like to help you understand ways in which you could be more savvy with your mobile tariff and maybe help you save some money.

Your water bill

Although you can’t switch water supplier, there are lots of tricks you could use to save money on bills.

Check for leaks and dripping taps

Use a full dishwasher or washing machine before turning it on

Turn off the tap while you brush your teeth

Have a shower rather than a bath

Shorten your shower time

Your council tax bill

Did you know that you’re entitled to 25% off your council tax bill if you're living on your own. 

Check with your council if you're eligible for a discount on your Council Tax. You can find out more about discounts on the government website.

Fix your home insurance price for 3 years

When you take out a home insurance policy with us we’ll fix the price for the next two renewals so you’ll know exactly what you’ll be paying.

Underwritten by U K Insurance Limited. Only available to residents in Northern Ireland. Over 18s only.

Something else we can help you with?