0% interest for 20 months on purchases
- The 20 month 0% interest period starts from when you open your account
- After the 20 months are up, our standard rates will apply and you'll need to pay interest on any remaining balance
What you should know about balance transfers
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100.
You can transfer your balance from most credit cards and store cards, except other NatWest Group cards.
You may receive higher than our standard purchase and balance transfer rate of 21.9% p.a. (variable) upon application - up to 29.9% p.a. (variable). Interest on fees and charges is payable in line with our terms and conditions. See the Summary Box document (PDF, 48KB) for more details.