How to transfer your ISA

No, an ISA transfer is different to opening a brand new one. That means you can still pay into your ISA after it's been transferred. Paying into an ISA is also called subscribing.

No, an ISA transfer from any previous tax year's allowance won't count towards your annual allowance for the current tax year. If you want to transfer any money you've saved in an ISA during the current tax year, you have to transfer the full amount - you can't just transfer part of it.

With Ulster Bank, you can only open and subscribe to one cash ISA per tax year. You may still open and fund other cash ISAs with different providers.

You can have more than one ISA open at the same time. Mixing and matching could help you to work towards different goals. 

You can now open and fund more than one of the same type of ISA in the same tax year with different providers. You can only open and subscribe to one Cash ISA with Ulster, but you could open other Cash ISAs with different providers as long as you don't save more than your annual ISA allowance of £20,000 across all your ISAs.

ISAs provide you with tax free savings, compared to other savings accounts.

If you can't access the mobile app or anytime banking, you can use our cash ISA transfer form or our Stocks and Shares ISA transfer form. You can take this into a local branch or post it to us at Ulster Bank, Everyday Banking Operations, 11-16 Donegall Square East, Belfast , BT1 5UB.