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Private Current Account

Account with Premier services with no monthly fee

Why choose a Private Current Account?

Your own Premier Banking Manager

An exclusive branded cheque book and serviceCARD

Access to preferential financial rates and services, as well as a Private Reserve Savings Account

Features and Benefits

Your Premier Banking Manager

We can personally assist you with the opening of accounts or arranging mortgages, loans or overdrafts, and refer you to members of our Private Tax Panel who can help with tax returns and give tax advice at a discounted rate. 

Fees apply, referrals are not recommendations. Credit facilities are subject to approval. Lending criteria, terms and conditions apply.

Preferential financial rates and services

As a Premier Banking customer, you will get access to preferential financial rates and services. This includes access to the Private Reserve Savings Account which pays one of our highest rates of interest and offers easy access to your funds.

Ulster Bank Rewards

Our Private Current Account offers you an exclusive branded Visa Debit card. Now including cashback at selected retailers when you register with Ulster Bank Rewards

Switch to Ulster Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch service work?

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Now please take a look at the Important Information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Your salary (or equivalent) must be paid into your Private Current Account and if not, we reserve the right to convert your account to a Current Account (or equivalent). If your Private Current Account is closed, the Private Current Account benefits won't be available to you.

Ready to join Ulster Premier Banking?

Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Call 0345 301 5105

Upgrade or change your existing account

Change your existing Ulster Bank current account online.