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£150 to Switch & Stay with a Private account

Account with Premier services with no monthly fee

Why choose a Private Current Account?

£150 Switch & Stay offer    

Your own Premier Banking Manager

An exclusive branded cheque book and serviceCARD

Access to preferential financial rates and services, as well as a Private Reserve Savings Account

Features and Benefits

Your Premier Banking Manager

We can personally assist you with the opening of accounts or arranging mortgages, loans or overdrafts, and refer you to members of our Private Tax Panel who can help with tax returns and give tax advice at a discounted rate. 

Fees apply, referrals are not recommendations. Credit facilities are subject to approval. Lending criteria, terms and conditions apply.

Preferential financial rates and services

As a Premier Banking customer, you will get access to preferential financial rates and services. This includes access to the Private Reserve Savings Account which pays one of our highest rates of interest and offers easy access to your funds.

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Our £150 Switch and Stay offer

Switch to us to get an initial £100 and a further £50 if you stay with us. Apply for our Select or Private current account, or if you’re an existing customer simply switch into your Select, Private, UFirst Gold or UFirst Private current account.

How the Ulster Bank Switch offer works

£100 offer details

  • Apply online and request a switch using the Current Account Switch service by 5pm on the 18th of November 2021, or if you are an existing customer simply request a switch online by this date.
  • Once your switch is initiated, the Current Account Switch Service will automatically move your existing payments and close your old account within 7 days.
  • Pay in at least £1,500 in total and log in to our Mobile Banking app or Online Banking by the 30th of December 2021.
  • Your first £100 will then paid in to your account with Ulster Bank by the 28th of January 2022.

Additional £50 offer details

  • Once qualified for the £100 payment, make 10 eligible credit and/or debit transactions on your Current Account each calendar month (e.g. bill payments, debit card spend, direct debits and payments in and out) between January & September 2022 (excludes account interest, fees and charges).
  • Your second payment of £50 will then be paid in to your account by the 16th of November 2022.

What you need to know

Private accounts cannot be opened online, however can still qualify for the Switch & Stay offer if opened and a switch request made via our website prior to the 18th of November 2021.

We may end this offer at any time, and to be eligible, you must apply via our  website.

If you’ve had any cash back for switching to us (or NatWest/Royal Bank of Scotland) since October 2017, you won’t be eligible for this offer.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Switching offer terms and conditions PDF

A Guide to Switching Current Accounts (PDF, 3MB)

Current Account Switch Guarantee (PDF, 39KB)

How the Switch Service work & FAQ's

Now please take a look at the Important Information

You will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Your salary (or equivalent) must be paid into your Private Current Account and if not, we reserve the right to convert your account to a Current Account (or equivalent). If your Private Current Account is closed, the Private Current Account benefits won't be available to you.

Ready to join Ulster Premier Banking?

Premier Banking team

To qualify for Premier, you will normally need a sole annual income of at least £75,000 paid into your Ulster Bank account (£100,000 in the case of a joint application), or savings and investments of at least £100,000 held with us or another financial institution (proof of savings required).

Call 0345 301 5105

Upgrade or change your existing account

Change your existing Ulster Bank current account online.