Home Improvement loans from £1k to £50k

If you miss a home improvement loan payment, this could go on your credit file – and stay there for 6 years. This could make it harder for you to borrow during this time.

So, please let us know right away if you’re struggling to pay.

The sooner you tell us, the sooner we can try to help you sort things out.

Please use the ‘Chat to Cora’ button (bottom right of this webpage) and type ‘struggling financially’ to start the conversation. Or in your mobile app, tap ‘Help’ to message us and chat to Cora.

Want free, independent debt advice?

As well as speaking to us – which is important – you might find it helpful to get independent debt advice too.

We recommend PayPlan whose friendly service won’t cost you a penny.

You can call PayPlan on 0800 280 2816 (Relay UK 18001 0800 280 2816).

Prefer to get online advice?

Get free debt advice online from PayPlan.

Struggling financially?

Read our tips to help cope with money challenges.

The good news is that checking if you’d get a loan from us won’t affect your credit score. That’s because we do a ‘soft search’, which doesn’t show on your credit file.

If we say ‘yes’ to your loan and you choose to go ahead, we’ll do a ‘hard search’.

This shows on your credit file and could affect your credit score for a short time.