Taking out a home improvement loan
If you're looking to spruce things up with some DIY, our home improvement loan could help
In most cases, if you're applying for a sole loan you could get a personalised quote at the start of your application before deciding if you want to complete your application
Get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri. Sometimes we need to contact you for more information, so it can take a little longer
Planning greener home improvements?
From insulation to solar panels, our guides show how you could reduce your energy usage and make your home more sustainable too.
To apply online, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).
Loan calculator
Representative Example
£7,500
0 months
£137.55
£8,253.00
3.9
% APR
3.9
% p.a
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with an Ulster Bank current account (held for 3+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days
Now please read a few other important things:
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.