AER: Stands for the Annual Equivalent Rate. It shows you what the rate would be if interest was paid and compounded each year.
Gross: The interest rate you are paid without the deduction of UK income tax.
p.a.: per annum (per year)
Available to customers aged under 16, resident in the UK. Terms and conditions apply.
Account name: urfirst
Yes, this rate is variable. It may be changed for any of the reasons set out in Term 9.2 of the Savings Account Terms (PDF, 281 KB), e.g. to take account of Bank of England base rate changes or changes in the rates paid by other banks. If the rate is going down we’ll give you at least 60 days’ notice. If it is going up, we’ll inform you before the change or shortly afterwards.
Our MoneySense AT HOME website is designed to help parents talk to their families about money, providing tips and practical exercises on budgeting, managing debt and getting value for money.
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
Find out more about the scheme and how it protects your money.
Please take some time to review, print and/or save the important information. By clicking to proceed you are confirming that you have been provided with, and have acknowledged our important documents including the FSCS information sheet. If you’re aged [7-15] and opening a urfirst savings account in your own name, please make sure both you and a parent or guardian read and agree to the Terms.
We need proof of ID and address for you and the child you're opening the account for. ID for the child can be a passport, birth certificate or medical card. Proof of address for a parent or guardian can be used as proof for the child provided surname and address are the same.
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