How can we help?

Manage your mortgage

Looking for a new deal?

If your current Ulster Bank mortgage deal is ending or you’re on Standard Variable Rate, you could switch to a better deal.

Find out more about switching your mortgage deal and get a personalised quote in just a few minutes.

Tools to help you plan

Check out our overpayment calculator which has been designed to help you better understand and manage your mortgage options.

Overpayment calculator

Use our overpayment calculator to see how much you could save by making either extra monthly payments or paying a lump sum to your capital repayment mortgage.

Energy saving ideas for your home

How energy efficient is your home?

An Energy Performance Certificate (EPC) rates a property's energy efficiency and could help you to buy a home that’s more energy efficient, helping to reduce your impact on the climate too.

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How to reduce your energy bills

Whether you’re a renter or a homeowner, you could start saving energy – and money – with these simple tips.

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Energy saving changes for your home

Take a look at how you could save money in the long term with some changes to help make your home more energy efficient.

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Thinking of borrowing more on your mortgage?

Borrow more on your mortgage

Achieve your future plans in the present

If you have a residential mortgage with us, in some circumstances, you could borrow up to 90% of the value of your home. 

  • Applications for additional borrowing are subject to LTV and must meet our current lending requirements
  • Minimum amount is £10,000
  • Minimum term 3 years - maximum term 35 years (maximum age 70)

Book an appointment with a mortgage adviser if you wish to discuss your needs in more detail. 

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Additional borrowing is available on a capital and interest repayment basis. You may be able to borrow more on an interest only basis, subject to criteria.

Moving home

Planning to move home?

As an existing mortgage customer, you may be able to take your mortgage deal with you to your new home. This is known as porting. Alternatively, you may prefer to choose a new deal for your mortgage.

If you want to find out more about your options, and which is right for you, book an appointment with one of our mortgage advisers.

Buying an additional property?

Alternatively, if you're thinking of buying a second home, an investment property or are looking to re-mortgage a property that you have with another lender, we'll help you to make it that little bit easier.

Need to change names on your mortgage?

Changing the names on your mortgage is also called a 'Transfer of Title' and we're here to help you if you want to do any of the following:

  • Change your mortgage from a single name to joint names.
  • Change your mortgage from joint names to a single name.
  • Remove a joint name and add a new joint name to your mortgage.

Book an appointment

By calling us


0345 300 6086

Relay UK:

18001 0345 300 6086 

Lines are open:

9am - 5pm (Mon - Fri)

Except bank holidays.

Closed (Sat and Sun)

Is there anything else we can help you with?