See our credit cards
We have a range of credit cards that could meet your needs. See our range and compare the benefits today. Eligibility criteria applies. Over 18s only.
A credit card can be an expensive way of borrowing, so it's good to pay your full balance each month if you can. If you don’t, you will be charged interest, unless you have a special introductory offer from your card provider.
You should always make sure you pay at least your 'minimum payment' (usually a percentage of your balance), as missing a payment altogether will likely result in additional charges and will affect your credit score.
Using a credit card in a shop works in the same way as a debit card, but with debit cards, you’re spending the money that’s in your bank account. With credit cards, you’re borrowing money from your credit card provider that you'll need to pay back.
The total amount you owe on a credit card is made up of your spending, combined with any interest and fees – this amount is referred to as the card’s balance.
It’s important to remember to spend sensibly when using a credit card, and be sure to avoid late payment fees by making sure you have enough income to make your payments on time.
We have a range of credit cards that could meet your needs. See our range and compare the benefits today. Eligibility criteria applies. Over 18s only.
Not sure whether a credit card, loan or overdraft would be best for you? Our guide can help understand the different types of lending available..
Want to know all the details on how to manage your credit card? Look no further.