See how much you can borrow
Give our loan calculator a try to decide how much you want to borrow for your holiday, how long you'll need to pay it off and what the Representative APR is.
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Representative 7.1% APR
This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our Rates depend on your circumstances and loan amount and may differ from the Representative APR.
About our holiday loans
We all deserve to have a break from time to time, whether it’s a trip of a lifetime, a relaxing getaway or ticking somewhere off your bucket list. You could use a holiday loan to help you get to your dream destination and repay your loan over time.
Check your personalised quote
See if you're likely to be approved, with no impact on your credit score. If you're applying for a sole loan, in most cases we'll show you how much you could borrow and your personalised interest rate at the start of your application.
Same day funds
You could get your loan funds on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri.
Sometimes we need to contact you for more information, so it can take a little longer.
To apply online, you must be 18+ and a UK resident with a Ulster Bank current account (held for 3+ months).
Loan calculator
Representative Example
Borrowing
£7,500
Over
0 months
Monthly Repayment
£137.55
Total Repayment
£8,253.00
Representative
3.9
% APR
(Annual Percentage Rate)
Interest rate
3.9
% p.a
(Fixed)
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with an Ulster Bank current account (held for 3+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days
Now please read a few other important things:
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.