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Ulster Bank accounts
Ready to open a bank account?
Open or switch to an Ulster Bank current account today. Find the account that's right for you from our range of current accounts.
T&Cs and restrictions apply.
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All the essentials to make everyday banking easy for you.
Manage your account using our Mobile Banking app. Criteria apply.
Multiple ways to pay; Apple Pay, Google Pay™ and Contactless Debit Card. Limits apply.
No monthly fee.
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To apply, you need to be 18+ and a UK resident.
Rooster Money
Ages 3-17
- The pocket money app that builds good money habits for children.
- Keep an eye on their spending with limits and alerts.
- Free Rooster Card subscription for Ulster Bank customers with older kids (ages 6+), usually £1.99 per month / £19.99 per year for non Ulster Bank customers.
Eligibility criteria and T&Cs apply. Other fees may apply.
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Adapt account
Ages 11-17
- Tap to pay with contactless, Google Pay™ or Apple Pay.
- No fees or overdraft so you don't have to worry about debt.
- Earn 1.60% AER / 1.59% Gross p.a. (variable) interest on your balance. Interest is calculated daily and paid monthly.
Eligibility criteria apply.
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Student account
Ages 17+
- Student accounts will now be provided by NatWest.
- No monthly fee.
- NatWest offer a 4-year tastecard.
- Offer T&Cs apply.
- Overdraft options available (18+). Subject to status.
Eligibility criteria apply.
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Additional bank accounts
We also offer additional bank accounts to suit your needs.
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Available to existing current account holders only.
For £10 a month you'll get:
- Worldwide travel insurance
- Mobile phone insurance
- 15% cash-back on concerts, shows and sporting events.
To apply, you need to be 18+ and a UK resident.
Foundation (our Basic Bank Account)
If you’re not eligible for the bank account you are applying for, you might be offered the Foundation (our Basic Bank Account) instead. You cannot apply directly for this account.
Premier accounts
Enjoy a host of exciting benefits with our Premier current accounts. Specific account and Premier eligibility criteria apply.
Joint accounts
If you're looking to open a Joint account with someone, follow the below link to find out more.
Supporting our customers
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See the FSCS Leaflet (PDF, 3.7 MB) for more information about the scheme and how it protects your money.
How we protect you
Find out more about how we protect your money everyday. Visit our Security Centre to support you stay safe and avoid scams when banking with us.