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Ulster Bank accounts

Compare our bank accounts

Get our £200 offer when you switch to Ulster Bank

Apply online or via our mobile app to switch a current account held elsewhere using the Current Account Switch Service into a Ulster Bank account from 15 February 2024.

Deposit £1,250 into your account and log in to our mobile banking app within 60 days. App eligibility criteria apply. 

When you meet these conditions, we'll pay £200 into your eligible account within 7 days

Your switch must fully complete to receive the incentive, this means your old bank account will close and any funds and Direct Debits will move over to us. The deposit of £1,250 can be made up of multiple credits and must remain in the account for 24 hours. If you've previously received a switcher incentive from NatWest Group since 01 January 2020, you will not be eligible for this offer. Offer can be withdrawn or amended at any time. Account eligibility criteria apply. Account fees may apply.

Switch offer T&Cs apply (PDF, 166KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Current Account Switch Service work?

Select account

All the essentials to make everyday banking easy for you.

Manage your account using our Mobile Banking app. Criteria applies.

Multiple ways to pay; Apple Pay, Google Pay and Contactless Debit Card. Limits apply.

No monthly fee.

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To apply, you need to be 18+ and a UK resident.

Additional bank accounts

We also offer additional bank accounts to suit your needs.

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Specific account eligibility criteria applies.

ufirstgold

Available to existing current account holders only.

For £10 a month you'll get:

  • worldwide travel insurance
  • mobile phone insurance
  • 15% cash-back on concerts, shows and sporting events.

 

To apply, you need to be 18+ and a UK resident.

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Reward Silver bank account Reward Silver bank account

Student Account

Getting uni life off to a great start.

  • You could get an interest-free overdraft of up to £1,000. 18+, subject to approval.
  • Use our mobile app to help you bank anytime, anywhere.
  • No monthly fee.

To apply, you must be 18+ and either a UK citizen or have been living in the UK for at least 3 years. Online applications only.

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Reward Platinum bank account Reward Platinum bank account

Child & Teen

Looking for a kid's account?

Adapt account (11-17 year olds)

  • Current account with a contactless debit card.
  • Works with Apple Pay and Google Pay™.

Rooster Money (3-17 year olds)

  • Parent-managed pocket money app
  • Set allowances and track your kids’ spending and saving
  • Fees may apply for additional services. T&Cs apply (PDF, 100KB).
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Foundation account

If you’re not eligible for the bank account you are applying for, you might be offered the Foundation account instead. You cannot apply directly for a Foundation account.

Premier accounts

Enjoy a host of exciting benefits with our Premier current accounts. Specific account and Premier eligibility criteria apply.

Joint accounts

If you're looking to open a Joint account with someone, follow the below link to find out more.

Bank accounts for Ukrainian refugees

We’ve set up a new account opening process to help Ukrainian refugees set up in the UK. Here you’ll find details on the account, how the application process works and other assistance, including instructions translated into Ukrainian and Russian, and guidance on accessing your account once open.

Customers must be 18+, hold a Ukrainian passport or Ukrainian national ID card, and a valid visa (or similar – see account for full details).  

Service measures for our bank accounts

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.