To apply for an Ulster Bank overdraft you must be a UK resident, 18 or over and have an eligible Ulster Bank current account. Subject to approval.
Here we can show you an example of the interest cost when you use a £500 arranged overdraft.
See if you'll be accepted before you apply
Use our overdraft eligibility checker to find out if you’re likely to be approved before you apply. It takes just a few minutes and won’t impact your credit rating.
Find out how much you'll pay in interest
Our cost calculator tool allows you to see how much interest you’ll pay based on how much you plan to borrow, and how regularly you want to use it.
Already have a current account with us?
You can apply for an arranged overdraft online if you are registered for Anytime Banking. Take a look at the overdraft available to you and decide if it's right for your needs.
Available to eligible Ulster Bank current account customers, UK residents aged 18 or over. Subject to lending criteria.
New to Ulster Bank?
You'll need a current account with us before you can apply for an arranged overdraft. Start by exploring our current account range and how you could switch.
Account eligibility and criteria apply.
Step-by-step guide to applying online
Mobile banking app
Our mobile banking app helps you keep track of your spending on the go. Keep an eye on money coming in and out of your account.
App criteria apply.
Free text alerts
You can set up free text alerts and get notifications when your balance goes above or below a certain limit. We can also let you know if you're about to slip into an unarranged overdraft.
Overdraft, credit card or loan?
If you're unsure which type of borrowing to use, we'll walk you through your options to help you decide what's right for you.