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Packaged bank accounts

Switch in or change your account to a ufirstgold

Available to existing current account customers only

Our bank account with extra benefits

Insurance for Worldwide travel.

Mobile phone insurance.

15% cash-back on concerts, shows and sporting events.

£10 monthly fee.

Features and Benefits

Worldwide Travel Insurance

You and your eligible family can enjoy automatic multi-trip cover for up to 31 days per trip including winter sports trips. If you or anyone covered by the policy has a medical condition, certain conditions apply to your cover. Travel insurance is underwritten by AWP P&C SA and administered by AWP Assistance UK Ltd trading as Allianz Assistance.

Mobile Phone Insurance

Your phone is automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100. Underwritten by Aviva Insurance Limited.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Now please take a look at the important legal info

For our existing customers

Information Message

To upgrade or switch, you need to be an existing Ulster Bank current account customer

Switch to Ulster Bank and get our £200 offer

Apply online or via our mobile app to switch a current account  held elsewhere using the Current Account Switch Service into a Ulster Bank account from 15 February 2024.

Deposit £1,250 into your account and log in to our mobile banking app within 60 days. App eligibility criteria apply. 

When you meet these conditions, we'll pay £200 into your eligible account within 7 days.

To apply you must be 18+ and a UK resident. Offer terms, conditions and restrictions apply. Offer may be withdrawn or amended at any time. Account eligibility criteria apply.

Switch offer T&Cs apply (PDF, 166KB)

A Guide to Switching Current Accounts (PDF, 3MB)

Information Message

Upgrade or change my account

Change your existing Ulster Bank current account to a ufirstgold online. It's quick and easy to change.

When changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limits
  • See no impact to your credit rating

Change my existing account to a ufirstgold

Information Message

Already a ufirstgold customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website