Packaged bank accounts

£150 to Switch & Stay with our UFirst Gold bank account

Available to existing current account customers only

Our bank account with extra benefits

Account eligble for £150 Switch & Stay offer

Insurance for Worldwide travel

Mobile phone insurance

15% cash-back on concerts, shows and sporting events

£10 monthly fee

Features and Benefits

Worldwide Travel Insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.

Mobile Phone Insurance

Your phone is automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Travel insurance relating to Coronavirus (COVID-19) and any other pandemic

You should refer to the Travel Insurance Terms (including the endorsement) as this will affect your cover. 

We have outlined what your travel insurance will and will not include cover for below.

For more information about travel insurance during COVID-19, you can refer to our FAQs

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Our £150 Switch and Stay offer

Switch to us to get an initial £100 and a further £50 if you stay with us. Apply for our Select or Private current account, or if you’re an existing customer simply switch into your Select, Private, UFirst Gold or UFirst Private current account.

How the Ulster Bank Switch offer works

£100 offer details

  • Apply online and request a switch using the Current Account Switch service by 5pm on the 18th of November 2021, or if you are an existing customer simply request a switch online by this date.
  • Once your switch is initiated, the Current Account Switch Service will automatically move your existing payments and close your old account within 7 days.
  • Pay in at least £1,500 in total and log in to our Mobile Banking app or Online Banking by the 30th of December 2021.
  • Your first £100 will then paid in to your account with Ulster Bank by the 28th of January 2022.

Additional £50 offer details

  • Once qualified for the £100 payment, make 10 eligible credit and/or debit transactions on your Current Account each calendar month (e.g. bill payments, debit card spend, direct debits and payments in and out) between January & September 2022 (excludes account interest, fees and charges).
  • Your second payment of £50 will then be paid in to your account by the 16th of November 2022.

What you need to know

Private accounts cannot be opened online, however can still qualify for the Switch & Stay offer if opened and a switch request made via our website prior to the 18th of November 2021.

We may end this offer at any time, and to be eligible, you must apply via our  website.

If you’ve had any cash back for switching to us (or NatWest/Royal Bank of Scotland) since October 2017, you won’t be eligible for this offer.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Switching offer terms and conditions PDF

A Guide to Switching Current Accounts (PDF, 3MB)

Current Account Switch Guarantee (PDF, 39KB)

How the Switch Service work & FAQ's

Now please take a look at the important legal info

For our existing customers

To upgrade or switch you need to be an existing Ulster Bank current account customer.

Switch to Ulster Bank

Switch a current account held elsewhere to your existing current account using the Current Account Switch Service.

Upgrade or change my account

Change your existing Ulster Bank current account online. 

Change my sole account

Already a ufirstgold customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website