Packaged bank accounts

Switch in or change your account to a ufirstgold

Available to existing current account customers only

Our bank account with extra benefits

Insurance for Worldwide travel.

Mobile phone insurance.

15% cash-back on concerts, shows and sporting events.

£10 monthly fee.

Features and Benefits

Worldwide Travel Insurance

You and your family can enjoy automatic multi-trip cover for up to 31 days per trip, plus 17 days winter sports cover per year. If you have an existing medical condition, please note that your cover may exclude certain conditions.

Mobile Phone Insurance

Your phone is automatically covered for loss, theft, accidental damage and breakdown (once your manufacturer’s warranty has expired), wherever you are in the world. The excess for each approved claim is £100.

15% cash-back on concerts, shows and sporting events

Enjoy cash-back on everything from top sporting events and music concerts to your favourite comedians, theatre and dance shows throughout the UK and Ireland. Cash-back applies to up to four tickets per event.

Important changes to travel insurance and other benefits

From 1 February 2024, our travel insurance provider is changing from U K Insurance Limited to AWP Assistance UK Ltd (trading as Allianz Assistance).

Some changes include:

  • Customers aged 70 or over will need an age upgrade to keep their travel insurance policy in force from 1 February 2024 - these can be purchased, if required, for a cost of £75.
  • An increase in the policy excess amount from £35 to £75 which is applicable to most claims.

To find out more and review all supporting documents please click here.

Overdraft details

How do overdrafts work?

It's important for you to understand how we use and share your information. Please read the short summary below before you continue with your application.

How much will an overdraft cost?

Understand the cost and impact of overdrafts and whether you're eligible to apply for one. If you don't repay what is owed, you could harm your credit score and borrowing capability.

Now please take a look at the important legal info

Changes to ufirstgold account benefits

For our existing customers

To upgrade or switch, you need to be an existing Ulster Bank current account customer

Switch to Ulster Bank

Switch a current account held elsewhere to your existing account using the Current Account Switch Service.

Upgrade or change my account

Change your existing Ulster Bank current account to a ufirstgold online. It's quick and easy to change.

When changing your existing account to another, you’ll:

  • Keep your existing sort code, account number and debit card. Your existing standing orders and direct debits will stay the same.
  • Retain your arranged overdraft limits
  • See no impact to your credit rating

Change my existing account to a ufirstgold

Already a ufirstgold customer?

To get the most from your account and take advantage of your benefits, simply visit ufirst membership services.

Visit the ufirst membership website