Your day to day Spending and Budgets Tracker

Get the low-down with our Spending and Budget Tracker

Ever got to the end of a month and wondered where your money went? Well wonder no more. Our expense tracker feature 'Spending' within the app tells you everything you need to know, from categorising your spend to surfacing personalised insights. You can even set budgets to help keep you on track. 

Spending and Budget Tracker Features

A newsfeed just for you

Read all about it. Your Newsfeed gives you personalised insights into your spending and how you’re doing against the budgets you’ve set throughout the month


We sort your spend, so you don't have to

Your transactions will be automatically sorted into one of our twelve categories,  to help you understand where your money goes. 

Budget tracking, made simple

You can set and track budgets in different categories. It’s a great way to cut back on what you can live without so you can save for what you really want.

Support with Spending

For any help or assistance when using Spending in the Mobile app, please see our frequently asked questions.

To get started you'll need our Banking app

If you don't already have our Mobile Banking app, you'll need to download it to get started.

Follow these three simple steps to get setup

  1. 01

    Log in to your Ulster Bank Mobile Banking app and tap Spending from the options along the bottom of the screen

  2. 02

    Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday

  3. 03

    Set up your categories for the transactions shown on screen

Congratulations, you will now be set up for Spending in your app. 

Check your credit score

You can check your credit score quickly and easily on our app. This is one of the factors lenders can use to decide whether to offer you products such as credit cards, loans and mortgages. 

Credit score available once opted in through the app, to customers aged 18+, with a UK address and is provided by TransUnion