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App available to customers with compatible iOS and Android devices and a UK or international mobile number in specific countries. You must be aged 16+ to view Spending. Only available for Personal and Premier accounts.
Get the low-down with our Spending and Budget Tracker
Ever got to the end of a month and wondered where your money went? Well wonder no more. Our free expense tracker feature ‘Spending’ within the app helps you manage your money, by categorising your spend and surfacing personalised highlights. You can even set targets with our budgeting tool.
Your very own Highlights
Read all about it. Your Highlights give you a personalised view into your spending and how you’re doing against the budgets you’ve set throughout the month.
Track where you’re spending
This little bit of genius categorises your expenses into 12 categories such as Bills, to help you understand where your money goes.
The handy budget planner
You can set and track monthly budgets in different categories. It’s a great way to cut back on what you can live without, so you can save for what you really want.
Support with Spending
For any help or assistance when using Spending in the Mobile app, please see our frequently asked questions.
To get started you'll need our Banking app
If you don't already have our Mobile Banking app, you'll need to download it to get started.
Follow these three simple steps to get setup
- 01
Log in to your Ulster Bank Mobile Banking app and tap Spending from the options along the bottom of the screen
- 02
Select which accounts you'd like to include in your Spending view and choose the date you'd like your month to start, for example your payday
- 03
Set up your categories for the transactions shown on screen
Congratulations, you will now be set up for Spending in your app.
Check your credit score
You can check your credit score quickly and easily on our app. This is one of the factors lenders can use to decide whether to offer you products such as credit cards, loans and mortgages.
Your credit score will be available once you opt in through the app, for customers aged 18+, with a UK address and is provided by TransUnion