0% interest for up to 34 months on balance transfers
- Your 0% offer starts from account opening after which standard rates apply.
- Balances must be transferred within 3 months of account opening.
- 3.49% balance transfer fee applies. No annual fee.
0% interest for the first 3 months on purchases
- This offer is available on purchases made and paid off in full in the first 3 months of opening your account after which standard rates will apply.
What you should know about balance transfers
- You can transfer a balance (move debt) from most other credit cards or store cards to your Ulster Bank credit card. Some exclusions may apply. You can't move debt from a loan or overdraft.
- You can’t move debt from another NatWest Group credit card. See all NatWest Group credit cards.
- You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
- Your 0% interest promotional period may vary depending on our credit assessment of you.
Your credit limit, APR and 0% offer may be different from the above. It depends on our credit assessment of you. Your purchase and balance transfer rate could be up to 29.9% p.a. (variable). Your 0% offer on balance transfers could be between 16 and 34 months. For info on how we charge interest on fees and charges, read our terms and conditions, or see our Summary Box.
Check your eligibility
We'll tell you if you'll be approved for this card and your indicative credit limit at the start of your application, with no impact on your credit score.



Cost to transfer
Cost to transfer
Cost to transfer
Cost to transfer
Balance transfer fee
Balance transfer fee
Balance transfer fee
Balance transfer fee
Purchase & Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit, 0% interest promotional period and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit, 0% interest promotional period and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Managing your credit card
First, please read this important info
By choosing 'Continue' below, you confirm that we've given you the below legal documents and you're happy with what they say, Please review, print and/or save them.