Overlay
Savings Interest Rates
Personal accounts
Loyalty Saver
Balance
£1+
AER/Gross p.a. (variable)
0.01%
Interest paid annually on the first business day in January
Cash ISA
Balance
£1 - £24,999
£25,000+
AER/Tax-free p.a. (variable)
0.01%
0.10%
Interest paid annually on the last business day in October
Private Reserve
Balance
£1+
AER/Gross p.a. (variable)
0.20%
Interest paid monthly. Available to UK residents aged 18 or over (except those acting as trustees) who subscribe to the ufirst Private or Private Current Account and those we invite to open a Private Reserve Savings Account.
urFirst
Balance
£5+
AER/Gross p.a. (variable)
0.35%
Interest paid annually on the last business day in October
Personal accounts not available to new customers
Definitions
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Tax-free interest means interest payable is exempt from UK income tax.
Gross Rate. This means the interest rate you are paid without the deduction of income tax.
p.a. Per annum (per year)
Not sure which savings account is right for you?
Whether you're new to saving, or more of an expert, we can help you find the savings account that best suits your needs. Specific account eligibility criteria applies.