Switch to Republic of Ireland
Switch to Republic of Ireland
Back to main menu
Search
Search
Overlay

Savings Interest Rates

Personal accounts

Loyalty Saver

Balance

£1 - £4,999
£5,000+

AER/Gross p.a. (variable)

1.25%
4.00%
Interest is paid on a tiered basis which means you'll earn one rate on your entire account balance. If, for example, you hold £15,000 in your account your interest rate will be 4.00% AER/Gross p.a. (variable) on your entire account balance. Interest paid annually on the first business day in January.

Cash ISA

Balance

£1 - £24,999
£25,000+

AER/Tax-free p.a. (variable)

1.40%
2.70%
Interest paid annually on the last business day in October

urfirst

Balance

£1+

AER/Gross p.a. (variable)

2.05%
Interest paid annually on the last business day in October

Personal accounts not available to new customers

Private Reserve

Balance

£1 - £9,999
£10,000+

AER / Gross p.a. (variable)

1.25% / 1.24%
4.00% / 3.93%

Interest is paid on a tiered basis which means you’ll earn one rate on your entire account balance. If, for example, you hold £15,000 in your account, your interest rate will be 4.00% AER / 3.93% Gross p.a. (variable) on your entire account balance. Interest is calculated daily and paid on the first business day of the month.

Easy Access

Balance

£1+

AER/Gross p.a. (variable)

1.25%
Interest paid in October

Help to Buy ISA

Balance

£1+

AER p.a. (variable)

2.05%

Tax-free p.a. (variable)

2.03%
Help to Buy ISA: Interest paid monthly on the first business day.

Special Interest Deposit Account

Balance

£1 - £15,000
£15,001+

AER/Gross p.a. (variable)

1.75%
1.25%
Interest paid annually in October

Definitions

Annual Equivalent Rate (AER) shows the interest rate if interest is paid and compounded once each year. AER helps you to compare the rates of interest on different accounts.

Compound interest is interest that is earned on interest that’s already been paid.

Gross means the interest rate you are paid on your savings with no compounding.

p.a. per annum (per year).

Tax-free.  We pay all savings interest without the deduction of tax. You do not pay any UK tax on interest earned in ISAs. You may have to pay tax on interest earned in non-ISA accounts depending on your Personal Savings Allowance. The tax treatment may be subject to change in the future.

Not sure which savings account is right for you?

Whether you're new to saving, or more of an expert, we can help you find the savings account that best suits your needs. Specific account eligibility criteria applies.

Compare our savings accounts Open in new window