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We've recently increased some of our interest rates. See the changes here.
Personal accounts
Loyalty Saver
Balance
£1 - £4,999
£5,000+
AER/Gross p.a. (variable)
2.25%
5.20%
Interest is paid on a tiered basis which means you'll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account your interest rate will be 5.20% AER/Gross p.a. (variable) on your entire account balance. Interest paid annually on the first business day in January.
Cash ISA
Balance
£1 - £24,999
£25,000+
AER/Tax-free p.a. (variable)
1.75%
3.20%
Interest paid annually on the last business day in October
Private Reserve
Balance
£1 - £9,999
£10,000+
AER/Gross p.a. (variable)
2.25% / 2.23%
5.01% / 4.90%
Interest is paid on a tiered basis which means you’ll earn one rate on your entire account balance. If, for example, you hold £150,000 in your account, your interest rate will be 5.01% AER / 4.90% Gross p.a. (variable) on your entire account balance. Interest is calculated daily and paid on the first business day of the month.
urFirst
Balance
£1+
AER/Gross p.a. (variable)
2.70%
Interest paid annually on the last business day in October
Personal accounts not available to new customers
Definitions
Annual Equivalent Rate (AER). This is a notional rate used for interest bearing accounts which illustrates the interest rate if paid and compounded each year. It helps you to compare the effective rates of credit interest on different accounts.
Tax-free interest means interest payable is exempt from UK income tax.
Gross Rate. This means the interest rate you are paid without the deduction of income tax.
p.a. Per annum (per year).
Not sure which savings account is right for you?
Whether you're new to saving, or more of an expert, we can help you find the savings account that best suits your needs. Specific account eligibility criteria applies.