What type of account are you looking for?
Overlay
Youth banking made easier
Banking for young people
Adapt bank account
Designed to give an easy introduction to everyday banking.
- Contactless Debit Card as standard
- Anytime Internet Banking and access to our mobile app
- No overdraft (so no charges for going overdrawn)
Information Message
Available to UK residents aged 11-17. Customers aged 11-15 must apply with a parent or guardian who has an Ulster Bank current account.
Additional bank accounts
We also offer additional bank accounts to suit your needs
Information Message
Specific account eligibility criteria applies.
Student Account
Student accounts are changing.
- Student accounts will now be provided by NatWest.
- No monthly fee.
Specific account eligibility criteria applies.
Information Message
Graduate Account
Your account graduates with you.
If you have an existing Ulster Bank Student account, we'll automatically switch it to a Graduate account for you.
Within July and August of the year of your graduation, we will change your Student account to a Graduate account. We will notify you at least 60 days before we do this.
Information Message
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £120,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See the FSCS Leaflet (PDF, 3.7 MB) for more information about the scheme and how it protects your money.