Business Overdraft
Apply for a new overdraft or simply increase your existing one
Pay interest only when you use your overdraft
Available for up to 12 months
Overlay
You may have heard we plan to begin a phased withdrawal from Ulster Bank’s Republic of Ireland business over the coming years. There will be no immediate changes for customers and we anticipate that our withdrawal will take a number of years to allow a smooth transition.
There are no changes for Ulster Bank Northern Ireland customers.
Business Lending
Finance options to support your business
Any property or asset used as security may be repossessed or forfeited if you do not keep up repayments on any debt secured on it.
To apply online you must be trading as a sole trader, partnership or limited company in Northern Ireland. Security may be required. Product fees may apply. Over 18s only. Subject to status, business use only.
Business Loan
Borrow from £1,000
Maximum term available of 25 years
Repayments at a frequency to suit your business
See how we compare in the market
We’ve made it easy for you to compare our business banking products against our competitors. Just visit the following websites (suggested by the UK Government's Competition and Markets Authority):
Appeal your lending decision
As part of our commitment to you we provide a transparent and open appeals process. If you disagree with our decision and your application has been declined you can request a review via our online appeal application.
If you meet all of the criteria detailed you are entitled to make an appeal:
- You have applied to Ulster Bank for lending
- Your lending request has not been declined due to bankruptcy
- You have submitted a formal lending application
- Your appeal related to a lending application declined within the previous 30 days
- Your annual group turnover is less than £25m
SME Finance Charter
We have set out our commitments around how we will support UK SMEs, following the publication of the UK Government’s SME Finance Charter.