You may have heard we plan to begin a phased withdrawal from Ulster Bank’s Republic of Ireland business over the coming years. There will be no immediate changes for customers and we anticipate that our withdrawal will take a number of years to allow a smooth transition. 

There are no changes for Ulster Bank Northern Ireland customers.

Business Lending

Finance options to support your business

Online applications for loans and overdrafts

Business Overdraft

Apply for a new overdraft or simply increase your existing one

Pay interest only when you use your overdraft 

Available for up to 12 months

Business Loan

Borrow from £1,000

Maximum term available of 25 years 

Repayments at a frequency to suit your business

Additional finance options

Lombard Asset Finance

Pay for equipment, machinery or vehicles

Invoice Finance

Turn your unpaid invoices in to cash


Accepted worldwide wherever the Mastercard logo is displayed

Funds & Schemes

Organisations which may offer alternative finance solutions

Social & Community Capital

Helping Social Enterprises and Community Businesses

See how we compare in the market

Declined for a loan?

Appeal your lending decision

As part of our commitment to you we provide a transparent and open appeals process. If you disagree with our decision and your application has been declined you can request a review via our online appeal application.

If you meet all of the criteria detailed you are entitled to make an appeal:

SME Finance Charter

We have set out our commitments around how we will support UK SMEs, following the publication of the UK Government’s SME Finance Charter.