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Home Insurance

Home Sweet Home Cover

Types of Insurance

It's nice and simple and you have 3 levels of cover for you to choose from. 

Buildings Insurance

Cover against incidents and emergencies that damage the structure of your home

A practical precaution for homeowners

Peace of mind knowing you have insurance in place

Includes cover for alternative accommodation if your home becomes unfit to live in following a valid claim

Important information

We want to make sure that you get the cover you need. So before you call us to get your quote, please take some time to read, download and save these documents. For a summary of cover, any limitations and significant exclusions, please view the Insurance Product Information Document (IPID).

Home Insurance Policy Booklet

Home Insurance IPID

As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What You Need to Know’ document can be posted to you if you need it in a paper format.

Contents Insurance

Flexible cover for loss and damage to your personal belongings

Old contents replaced with new, regardless of wear and tear

10% extra cover for 30 days with Contents insurance before and after certain special events

Tailor the policy to suit your situation

Important information

We want to make sure that you get the cover you need. So before you call us to get your quote, please take some time to read, download and save these documents. For a summary of cover, any limitations and significant exclusions, please view the Insurance Product Information Document (IPID).

Home Insurance Policy Booklet

Home Insurance IPID

As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What You Need to Know’ document can be posted to you if you need it in a paper format.

 

Buildings and Contents Insurance

Combined buildings and contents insurance for home owners.

Cover for the inside and outside of your home

10% extra cover for 30 days with Contents insurance before and after certain special events

Simplify your outgoings with one policy instead of two

Important information

We want to make sure that you get the cover you need. So before you call us to get your quote, please take some time to read, download and save these documents. For a summary of cover, any limitations and significant exclusions, please view the Insurance Product Information Document (IPID).

Home Insurance Policy Booklet

Home Insurance IPID

As we tackle climate change and move away from using paper we ask that you download and save documents to your device. The ‘What You Need to Know’ document can be posted to you if you need it in a paper format.

 

Fix your home insurance price for 3 years

When you take out an Ulster Bank home insurance policy, the price is fixed for the next two renewals so you’ll know exactly what you’ll be paying.

You’ll get high levels of cover too, buildings and contents insurance (underwritten by U K Insurance Limited) has been rated 4 Star by independent financial research company, Defaqto. What’s more, there's an emergency helpline available 24/7, 365 days a year.

With the price fixed for three years, it’s one less thing to worry about.

How our fixed price policy works

The price of your cover is fixed for 2 consecutive renewals, subject to you renewing annually. The fixed price will end if you make a claim payment. If Insurance Premium tax changes, or you make an amendment that affects the premium, the subsequent renewal premium(s) will remain fixed at the new price for the remainder of the fixed price period.

Want to change your renewal preference?

If you would like to lapse your cover from your renewal or change the renewal setting on your policy, call the number below.

This cover is underwritten by U K Insurance Ltd.  

Need help with your policy?

Telephone: 0345 877 6705

Mon-Fri 8am-8pm

Sat 9am-5pm

Sun 10am-5pm

Relay UK: 18001 0345 877 6705 

Common questions