About our car loans
- A car loan could help you spread the cost of a new or used car
- If you're applying for a sole loan, in most cases you can get a quote at the start of your application and then decide if you want to take out a loan or not
- You could get your money on the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon-Fri. Sometimes we need to contact you for more information, so it can take a little longer
To apply, you must be 18+ and a UK resident with a Ulster Bank current account (held for 3+ months).
Loan calculator
Representative Example
£7,500
0 months
£137.55
£8,253.00
3.9
% APR
3.9
% p.a
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
What to know about a car loan
Benefits OpenClose
See your personalised quote
Money the same day
Borrowing options OpenClose
Let's get ready to apply
Before you apply, we need to check you're happy with a few things.
First, you can apply online if you:
- are 18+ and a UK resident with an Ulster Bank current account (held for 3+ months)
- have not been declared bankrupt in the last 6 years
- have not applied for a personal loan with us within the last 28 days
Now please read a few other important things:
How your information might be used
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.