Existing customers

Manage your current account

My current account

We want to make your financial life as simple as possible, so we’ve gathered all the information for your current account in one place.

Managing your account

Card services

Set up your card

Freeze your card

Report your card lost or stolen

Order a card reader

Our accessible debit card

Using your debit card abroad


Arranged overdrafts

Ways to pay

Contactless payments

Use contactless for an easy and safe way to pay for all those everyday items. Limits apply.

Google and Apple Pay

Just add your debit or credit card to digital wallet - Apple Pay or Google Pay™ on your phone for an easy and secure way to pay. Apple Pay and Google Pay are available on selected devices. Retailer limits may apply.

Fast and easy payments

You can make payments or transfers on the go using our mobile app or Anytime Banking. Limits apply.

Account T&C's

Current account terms, rates and charges

Financial help

Protecting against Financial abuse

Struggling Financially

Make banking simple with our mobile app

Save your spare change with Round Ups

Pay with your debit card and we'll round up the amount to the nearest pound, then send the spare change to your savings account.

Save little and often and the pennies soon add up. Eligibility criteria and limits apply.

Get Cash without your card

Withdraw up to £130 every 24 hours from our branded ATMs. You must have at least £10 available in your account and an active debit card.

Simply log in to your app and click on the “Get Cash” icon - you’ll find it at the bottom of the app home screen.

Freeze and unfreeze your debit Mastercard

If you've misplaced your debit card, you can freeze it until you find it. Card been lost, stolen, damaged? The quickest way to report this is with our app.

Our app is available to personal and business banking customers aged 11+ using compatible iOS and Android devices. You'll need a UK or international mobile number in specific countries.

Switch or change your account

Information Message

To upgrade or switch you need to be an existing Ulster Bank current account customer.

Current Account Switch Guarantee Logo

Switch to Ulster Bank

Switch a current account held elsewhere to your existing account using the Current Account Switch Service. 

How does the Switch Service work?

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Upgrade or change my account

Specific account eligibility applies.

Changing your account to a different account

If you'd prefer one of our other accounts, you can change your account online. If you're unsure which account to change to, you can explore our current account range. Follow the steps to 'change your account' from your preferred account page.

Make other changes to your account 

You can add or remove an account holder online (terms apply).

Add or remove a person on your account

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Got a ufirstgold Account?

Fees apply

The ufirstgold Account comes with a range of benefits including annual worldwide travel insurance and mobile phone insurance. To take advantage of your benefits and get the most from your account, simply visit the ufirst Membership Services. (fees apply)

Find out more about the ufirstgold Account

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Accounts no longer on sale

The Dual, Current Plus, Cash and Step Accounts are no longer available for new customers, but you can find information on the accounts below. There is also guidance if you are looking to switch away from us.

Anything else we can help with?