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Foundation Account

An account with no overdraft facility or cheque book

Our basic current account

This account can not be applied for directly, you will be offered this account if you aren't eligible for one of our other bank accounts. It’s a basic account designed to help you manage your money.

Some of the features of our Foundation account include:

Pay your bills via Direct Debit or standing order

Access your funds when you need to

Visa debit card to withdraw cash and make purchases in store or online

No monthly fee

Additional features

Everyday support

You can set up text alerts and manage Direct Debits in a convenient way to pay for household bills or memberships to gyms etc.

Mobile Banking app

Our Mobile Banking app is available to Anytime Banking customers aged 11+ with a compatible iOS and Android device and a UK or international mobile number in specific countries.

Banking to suit you

Access your account wherever, whenever.

Switch to Ulster Bank

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch service work?

How your information might be used

It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

Important Information

This account can not be applied for directly, you will be offered this account if you do not meet the criteria for any of the other accounts in our range. Find your nearest branch using our Branch locator.