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What are my cash deposit limits?

What are my cash deposit limits?

You can deposit cash into your account through various channels, each with specific limits:

At a Post Office® or Cash & Deposit Machine (CDM):

  • Daily limit: £3,000
  • Annual limit (rolling 12 months): £24,000

 

Cash deposited at our branches also counts towards these daily and annual limits.

At a branch counter:

  • Annual limit (rolling 12 months): £50,000

 

We’ve contacted current account customers about changes to their account, including these deposit limits.
See current account change details (PDF, 154 KB)

These limits apply only to cash deposits. They do not affect online transfers or electronic payments.
See Mobile App and Anytime Internet Banking payment limits.

Why is there a cash deposit limit?

Why is there a cash deposit limit?

Cash deposit limits are in place to:

  • Help protect you from fraud and financial crime
  • Ensure secure banking practices

If you’re approaching your limit, consider using alternative methods such as online or electronic payments. See Mobile App and Anytime Banking payment limits.

Do cash deposits at branch counter affect my Post Office® or Cash & Deposit Machine (CDM) limit?

Do cash deposits at branch counter affect my Post Office or Cash & Deposit machine limit?

Yes. Deposits made at any location count towards your overall limits.

Summary of how limits interact:

  • Deposits at branches count towards your Post Office®/CDM daily and annual limits
  • Deposits at Post Office®/CDM count towards your branch annual limit

If you're nearing your deposit limits, explore other secure ways to receive money. See your options and limits.

What should I do if I need more support with my banking?

What should I do if cash deposit limits mean I need more support with my banking?

We offer a free service called Banking My Way, which allows you to confidentially tell us about any additional support or adjustments you may need.

Go to Banking My Way

You can also use secure alternatives to cash deposits, such as online or electronic payments.
See your options and limits

Do currency exchanges count towards my deposit limit?

Do currency exchanges count towards my deposit limit?

Yes. When foreign currency is converted to UK Sterling at our branches, the Sterling cash value is deposited into your account. This amount counts towards your:

  • Post Office® limit
  • CDM limit
  • Branch counter limit

How can I make payments without using cash?

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