Banking with Ulster Bank

Making a payment

Payment limits

You're now able to set your own payment limit for your Mobile and Anytime Banking with us. 
Payments via telephone banking are limited to £10,000. For more information about different payment types and payment limits please see our common questions below.

More control of your own payment limit

If you require to make a payment above your current limit then you will need a card reader or your mobile app if you have registered for biometric approval to complete a change of limit to a lower or higher amount.


What you'll need:

  • To be registered for Mobile or Anytime Banking
  • To be registered for biometric approval if using the Ulster Bank app    


Your step by step guide:

  1. 01

    If you require to change your payment limits using Anytime Banking, log in to Anytime Banking, select 'Payments and transfers’, ‘Make a payment or transfer’ then 'Manage my personal payment limits'.

  2. 02

    To change your payment limits using the Ulster Bank app, tap on the ‘Payments’ icon at the bottom of the screen, select ‘Payments settings’ and then ‘Payment limits’.

  3. 03

    Select the limit you wish to amend.

  4. 04

    Select the amount you wish your limit to be set to.

  5. 05

    Select ‘Next’ to navigate to the next page.

  6. 06

    If correct, you will need to use biometric approval to complete the limit change within our app. Please follow the on-screen instructions.

  7. 07

    You will see the limit change confirmation screen.  You can now continue with making any payments.

Paying someone new

It’s easy to pay someone new using just their name, account number and sort code.

By mobile - what you'll need

Up to date app

The latest version of the Ulster Bank app already installed on your device.

Their account details

The account type (Personal or Business), account number and sort code.

Their name

The first and last name of the person you are looking to pay or the full company trading name of the business you are looking to pay.

Your step-by-step guide:

Online - what you'll need

Anytime Banking

To be registered for Anytime Banking.

Safe and secure

Your debit card and card reader or your mobile app if you have registered for biometric approval.

Their details

The payee details - this includes the first and last name of the person you are looking to pay, as well as the account type, account number and sort code.

Your step-by-step guide:

Paying a saved payee

If you have made a payment before via Anytime Banking or the mobile banking app, the payee details are automatically saved. The best part is, if you're using the same payment details, you don’t need a card reader or biometric approval to complete the transaction.

By mobile - your step-by-step guide:

Online - your step-by-step guide:

Log in to Anytime Banking. Select 'Payments & transfers' from the main menu, choose which account you want to make the payment from, and from your list of saved payees select the person or company you want to pay.

Enter the amount you wish to pay, then select 'Pay now' or 'Choose a date' if you want to schedule this payment to leave on a future date. Click next.

Before completing your payment you can review the details entered. Once you have clicked on 'Confirm' you will be shown a summary of your newly arranged payment and you'll also have the option to print your transaction.

Common questions

Find out more about payments

Use biometric approval to confirm it's really you

You are your strongest password so why not use your face (or voice which is coming soon) to approve your everyday banking needs and keep your accounts even more secure.

Biometric approval is available to eligible mobile app customers aged 16+.

Want to send money abroad?

You can make international payments quickly and safely using our mobile banking app or Anytime Banking.

  • We don’t charge a fee to send standard international payments using Anytime Banking or the mobile app.
  • Live rates, so that you know exactly how much you will pay when making a transaction.

Please be aware, the recipient bank may charge fees for international payments.

Transfer money between your accounts

It's quick and easy using our app or Anytime Banking.

Is there anything else we can help you with?