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A straightforward way to save

Limited Edition Saver

  • A 12-month bonus fixed rate offer for flexible savers on balances between £5,000 and £3,000,000
  • Get paid interest every month

To apply, you must be 16+ and a UK resident. Available until 5pm on 27 August 2026 for new customers and 03 September 2026 for existing customers. Offer may be withdrawn early due to limited availability

Our savings account terms and conditions are changing from 01 October. Find out more.

On this page

Features and benefits Open in new window
Summary Box Open in new window
FAQs Open in new window
Apply today Open in new window

Why choose this savings account?

4.30% / 4.22%

AER/gross p.a (variable)

(includes 2.75% / 2.72% (fixed) 12 month bonus)

 

Balances between £5,000 - £3,000,000.

1.00% / 1.00%

AER/gross p.a (variable)

 

Balances up to £4,999

Save more with Limited Edition Saver.

  • Enjoy a higher rate on balances of £5,000 - £3,000,000.
  • With instant access to your money, you can save in a way that suits you.
  • A great option if you’re putting money aside for something special, like a holiday.

Set yourself up for success

Three easy ways to get started

Use the Ulster Bank app to save and stay secure.

  • Set up biometric approval - Add extra security and help unlock additional higher payment limits.
  • Set a savings goal - Stay focused and make the most of your bonus period.
  • Add money with ease - Top up your savings in just a few taps.

Set yourself up for success

Three easy ways to get started

Use the Ulster Bank app to save and stay secure.

  • Set up biometric approval - Add extra security and help unlock additional higher payment limits.
  • Set a savings goal - Stay focused and make the most of your bonus period.
  • Add money with ease - Top up your savings in just a few taps.

Summary Box

Account name: Limited Edition Saver

What's the interest rate?

The interest you earn will depend on what you save over the year. Interest rates on our instant savings accounts are variable.

Balance

£1 - £4,999
£5,000 - £3,000,000

AER p.a. (variable)

1.00%
4.30% (includes 1.55% AER (variable) and 2.75% AER bonus (fixed))

Gross p.a. (variable)

1.00%
4.22% (includes 1.54% gross p.a. (variable) and 2.72% gross p.a. bonus (fixed))
Interest is calculated daily and paid on the first business day of the month and at account closure. You’ll be able to see and access the interest in your account on the following day. During the 12 month term, if you have a balance of £5,000 - £3,000,000, you will earn the bonus interest rate in addition to the variable rate. If your balance drops below £5,000 at any time during the 12 month term, interest will be paid at the variable interest rate set out above. Interest is earned from the first payment made into the account.

Can Ulster Bank change the interest rate?

The additional bonus interest rate on balances of £5,000 - £3,000,000 is fixed at 2.75% AER / 2.72% Gross p.a. for the 12 month term which means that this rate will not change. The variable rate may change. There are a few reasons for this, such as a change in the Bank of England base rate. We’ll give you at least 60 days’ notice if the variable rate is going down. If the rate is going up, we’ll tell you before or shortly after the change. You can find a full list of reasons for an interest rate change and more detail about how we’d tell you about a change in section 10.2 of the Savings Account Terms (PDF, 474KB).

What would the estimated balance be after 12 months based on a range of deposits?

Initial deposit amount

£1,000
£50,000
£150,000

Balance after 12 months

£1,010.05
£52,151.28
£156,453.85

Interest earned

£10.05
£2,151.28
£6,453.85
These are only examples and do not take into account your individual circumstances. They assume that no further deposits or withdrawals are made; there is no change to the interest rate; and any interest earned stays in the account.

How do I open and manage my account?

Before you apply:

  • You must be a UK resident aged 16 years or over.
  • You can only have an account in your sole name.  
  • We will need your email address and mobile number to open your account.
  • You can open your account on our mobile app or online.
  • To open in branch, just bring your own digital device such as a mobile or tablet and our staff can assist you opening the account yourself. 

 

Managing your account:

  • You can manage your account on our mobile app, Anytime Banking, by telephone or in branch.
  • Use Add Money* in the mobile app to add funds from other banks without entering details. Or pay money in by transfer from a current account or savings account held with us or with  another bank (by mobile, online or by telephone).
  • You can deposit money at any time but no deposit needs to be made on a regular basis.
  • There is no minimum balance. The maximum deposit and maximum amount that can be held in the Limited Edition Saver during the term is £3,000,000.
  • You are unable to use Round Ups with Limited Edition Saver. 

*Add Money has a £20,000 limit per individual payment. Paying bank criteria and limits may apply.

Key dates

Closing date to open your account - New Customer
Closing date to open your account - Existing Customer
12 month fixed interest term end date

27 August 2026
03 September 2026
09 September 2027

Can I withdraw money?

Yes, you can withdraw your money at any time. 

The quickest way to access your funds would be to download our mobile app and register for biometrics, you'll then get access to higher payment limits.

You can withdraw money:

  • Using the mobile app. You'll get access to higher payment limits if you're registered for biometric approval. This will mean you'll be able to make payments of more than £750. (selected devices only, criteria apply).
  • Using Anytime Banking. You'll need to order a card reader and an Anytime Banking card and PIN to make payments securely.
  • By Telephone Banking. For payments over £100,000 you can phone the Premier Banking team. You will need a debit card for security. If you don’t have one you will need to order a card reader and an Anytime Banking card and PIN in advance.

Remember, if you order a card reader, you'll need to enable it when it arrives to make payments online. Once you are set up, you can withdraw however you like. 

If you live in Northern Ireland, you can also withdraw money in branch in addition to online and mobile. Please note there are daily limits on the amount that can be transferred from your account online, through telephone or mobile banking. We may also limit the amount of cash you can withdraw or deposit in branch. Information on the current daily limits is available on our website or by contacting Anytime Phone Banking.

If you don't live in Northern Ireland, you can withdraw money through the mobile app, online or over the phone. 

What happens after the 12 month term?

We’ll give you at least 14 days’ notice in advance of the 12 month term coming to an end. Unless we offer you a further fixed rate term, we’ll convert your account to an Easy Access Savings account.

Definitions

Banking can be confusing sometimes. Here’s what some of the words we use mean.

Get ready to apply

Before you apply, we need to check you're happy with a few things and ask you a few questions up front. Then we can make your application as quick and simple as it can be.

First things first. Please take a look at the important legal stuff

If you carry on applying, it means you're happy with what's in these documents, including the FSCS information sheet. Please take some time to review, print and/or save the important information.

How your information might be used

It’s important for you to understand how we use and share your information. Please read this short summary before you continue with your application.

As part of the checks that we will complete to verify your identity, we’ll take an image of your face so that it can be compared with your photo ID and this biometric data is captured.

 

All okay? You're nearly ready to start.

Please take your time to read the summary box information and make sure this savings account is right for you.

Unsure? Compare our savings accounts

We need to do a few final checks with you. They'll only take a minute.

Continue
Do we already know you?
If you have a current account, credit card, loan or savings account with Ulster Bank please let us know.
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Are you currently applying for another Limited Edition Saver?
Let us know if you already have an existing application in progress
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Great, let's get your application started

  1. We might need to verify your identity when you apply online. We’ll do this by matching your Photo ID to a selfie of you. You’ll need a device with a camera to upload these. We might also ask for other information like proof of address.  If you don’t have your ID to hand, you can finish this step later. 
  2. Our partner Mitek will then check your identity by matching you to your Photo ID. Your Photo ID must be a Passport, UK or EU/EEA Driving Licence or an EU/EEA National ID card. We might also ask for a valid proof of address. If you don't have your ID to hand you can finish this step later.
  3. Once they’ve confirmed your identity we’ll activate your account.

Remember, to apply for a Limited Edition Saver account you must: 

  • Be aged 16 years or over and a UK resident.
  • Have a phone number and email address we can contact you on.
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Sorry, you can only apply for one Limited Edition Saver at a time.

We're sorry, but you can only apply for one Limited Edition Saver at any time. Once your account has opened, you can return and apply for your next one. 

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Do you have our Ulster Bank app on a mobile device?
If you're registered for our app on a mobile device, we can pre-fill some of your info, making the application process faster.
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Great, here's a few steps to get you started.

Using a desktop or have the app on another device?

Simply scan the QR code with your mobile or tablet device that has the Ulster Bank app and we'll get you started.  

Using your mobile or tablet device now?

If you're already using a device with the Ulster Bank app, select the 'Start your application' button below.

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Do you use Anytime Banking?
If you log in to Anytime Banking we can pre-fill some of the application for you.
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Log in to Anytime Banking

  1. Enter your customer number or 16-digit card number to get started. 
  2. You'll then need to enter your Anytime Banking pin and password.
  3. Once you're logged in, select 'Savings accounts' from the product list. 
  4. Finally, choose the account you want to apply for and complete your application.

Remember, to apply for a Limited Edition Saver account you must: 

  • Be aged 16 years or over and a UK resident
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Log in now

Let’s get you registered for Anytime Banking

You’ll need to sign up for Anytime Banking with us in order to apply for a savings account. The good news is that it normally takes only 5 minutes and all you’ll need is your sort code, account number and your Ulster Bank Debit Card, if you have one.

Once you’ve registered, select ‘Next’ to log in and apply for a Limited Edition Saver account. 

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Log in to Anytime Banking

  1. Enter your customer number or 16-digit card number to get started. 
  2. You'll then need to enter your Anytime Banking pin and password.
  3. Once you're logged in, select 'Savings accounts' from the product list. 
  4. Finally, choose the account you want to apply for and complete your application.
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Log in now