Overlay
Your card at a glance
- 0% interest on purchases for up to 20 months – 0% offer starts from account opening.
- 0% interest on balance transfers for up to 18 months – you must transfer your balance in the first 3 months of account opening. 0% offer starts from account opening.
- 2.99% balance transfer fee.
- After your 0% offers end, you'll pay our standard rates.
Just so you know... You can transfer a balance (move debt) from most credit cards or store cards. You can’t transfer from NatWest Group credit cards. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
Available to UK residents, aged 18+ and earning at least £10K per year.
Representative example
Representative APR (variable):
24.9%
Assumed credit limit:
£1,200
Purchase rate:
24.9% p.a. (variable)
Annual fee:
£0
Your credit limit, APR and 0% offer may be different from the above. It depends on our credit assessment of you. Your purchase and balance transfer rate could be up to 29.9% p.a. (variable). Your 0% offer on purchases could be between 12 and 20 months. Your 0% offer on balance transfers could be between 12 and 18 months. For info on how we charge interest on fees and charges, read our terms and conditions, or see our summary box.
Your card at a glance
- 0% interest on purchases for up to 20 months – 0% offer starts from account opening.
- 0% interest on balance transfers for up to 18 months – you must transfer your balance in the first 3 months of account opening. 0% offer starts from account opening.
- 2.99% balance transfer fee.
- After your 0% offers end, you'll pay our standard rates.
Just so you know... You can transfer a balance (move debt) from most credit cards or store cards. You can’t transfer from NatWest Group credit cards. You must transfer at least £100. The most you can transfer is up to 95% of your credit limit.
Available to UK residents, aged 18+ and earning at least £10K per year.
Representative example
Representative APR (variable):
24.9%
Assumed credit limit:
£1,200
Purchase rate:
24.9% p.a. (variable)
Annual fee:
£0
Your credit limit, APR and 0% offer may be different from the above. It depends on our credit assessment of you. Your purchase and balance transfer rate could be up to 29.9% p.a. (variable). Your 0% offer on purchases could be between 12 and 20 months. Your 0% offer on balance transfers could be between 12 and 18 months. For info on how we charge interest on fees and charges, read our terms and conditions, or see our summary box.
Check your eligibility. (Won't harm your credit score.)
Find out if we'll say 'yes' before you apply
It takes less than 10 minutes and won't affect your credit score.
Purchase & Balance Transfer card
Longer Balance Transfer card
Balance Transfer credit card
To transfer the balance, you'd pay a fee of...
To transfer the balance, you'd pay a fee of...
To transfer the balance, you'd pay a fee of...
To transfer the balance, you'd pay a fee of...
The fee is this percentage of debt shifted...
The fee is this percentage of debt shifted...
The fee is this percentage of debt shifted...
The fee is this percentage of debt shifted...
Longer Balance Transfer card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit, 0% interest promotional period and APR may vary depending on your credit check. Please see our terms and conditions for more details about the interest on fees and charges we charge.
Information Message
Balance Transfer credit card
Representative example:
Purchase rate: 24.9% p.a (variable)
Representative APR: 24.9% (variable)
Assumed credit limit: £1200
Annual fee: £0
Your actual credit limit, 0% interest promotional period and APR may vary depending on your credit check. Please see our terms and conditions for more details about the interest on fees and charges we charge.
Information Message
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Ready to apply? Okay, let's start by checking your eligibility...
Please take your time to read this page and decide if this card is right for you. Unsure? Try our borrowing options tool.
We'll start by checking your eligibility – this won't hurt your credit score
At the start of your application, we'll say if you could get this card and what it could cost you. It’s then up to you if you want to go ahead.
To apply for a credit card, you must:
- Be 18+, live in the UK and earn 10k+ each year.
- Not have been bankrupt in the last 6 years. (Got a joint account? They must not have been bankrupt in the last 6 years either.)
All good? Here's a bit more info: