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Ways to Bank

Setting up and using Apple Pay

Contact free payments made stress free

Apple Pay lets you make secure, contactless payments with Apple devices such as iPhone, Apple Watch,  iPad and Mac both in-store and online.


Make secure contactless payments over the contactless limit on your own Apple device. (retailer limits may apply)

Apple Pay utilises a security method called tokenization, this avoids the need to share a card number ensuring your card details are safe and secure.


Fast payments in store and online.

In store Apple Pay is a quick and safe way to pay. Like contactless, it helps you avoid surfaces. All it takes is a glance or touch to verify transactions with FaceID or TouchID. If needed, your passcode can also be used.


Apple Pay works with Face ID and Touch ID to deliver two-factor authentication.

If you haven’t used mobile pay before, don’t worry, you can use it anywhere you see the contactless symbol, paying for items in an instant.

What you'll need to set up Apple Pay

To use Apple Pay in stores, within apps and on the web using Safari you will need to have a supported device. Here is a list from Apple.

The quickest way to set up Apple Pay is via our mobile app

Another way you can set up Apple Pay is through Wallet

Follow our step by step guide to set up Apple Pay. For this guide you will need to use an iPhone 6 or above. 

Step 1

On your iPhone open 'Settings' and select 'Wallet & Apple Pay'. You will then be taken to the 'Wallet & Apple pay' settings screen.

Step 2

Tap 'Add Card' and choose either your 'Debit' or 'Credit' card depending on which card you would like to set up Apple Pay. On the next screen hit 'Continue'.

Step 3

Next use your iPhone camera to capture your card details. If you prefer you can input your card number manually. Confirm your details and click 'Next'.

Step 4

Enter your card's expiry date and 3 digit code on the back of your card and hit 'Next'. Review and if you are happy agree to the Terms and Conditions.

Step 5

Choose our mobile app to verify your card. Then tap 'Verify'.

If you're setting up your Credit Card with Apple Pay, our mobile app option is not available. However you can select the option to recieve the verification code via text message, this can also be done for your debit card if you wish.

Step 6

If verifying through the app, open and log in. Once the app has opened tap 'Verify card' and 'Done'. If you have selected the text message option please enter the verification code sent. You will get a text confirming your card's activated and then you are all set.

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