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Why do I need to approve my transaction in my mobile app using MFA?

Why do I need to approve my transaction in my mobile app using MFA?

Multi-factor authentication (MFA) through your app is the easiest simplest way to prove it’s really you who’s making an online transaction. To keep you safe when shopping online and make sure it's really you making a payment, we may ask you to validate your transaction, by asking you to authenticate your identity using your mobile app.