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I have received a letter/email saying you are worried about how much I am using my overdraft but I don't have an overdraft?

I have received a letter/email saying you are worried about how much I am using my overdraft but I don't have an overdraft?

You may have been sent this letter as a result of using an unarranged overdraft. Alternatively, you may have had an overdraft in the last few months which you have recently paid off. If this is the case, you can ignore this letter.