How fast can I get a loan?

If you applied for a personal loan online you will receive an application pack in the post within 3 to 7 days. Once you have completed and returned this pack to us your loan funds will be available within 48 hours subject to all our credit requirements being met. We may ask you to send in supporting documentation in order for us to verify application details.

Applications made by phone after 7pm and on Saturdays will not be processed until the following working day and we will contact you with a decision.

If you require funds urgently we would advise you to visit your local Ulster Bank branch.

Ulster Bank branch locator
Find your nearest branch using our branch locator (opens in a new window).