Just pay for what you use
It takes about 5 minutes to apply in Anytime Banking or our mobile app (app eligibility applies)
We'll pre-fill your application with information we already have
If approved, your overdraft will normally be available the next working day - subject to exceptions
We'll send text alerts to help you stay on top of your finances
Overdrafts are a way of borrowing money and you're responsible for repayments if you decide to use one. If you're unable to repay what is owed, you could impact your credit score, which most lenders use to decide whether they'll lend to you.
Please note: if you apply on a joint account, we will only assess the eligibility of the person applying.
Use our free eligibility checker before you apply to see if you’re likely to be accepted. It only takes a few minutes and there’s no impact on your credit score.
If you have a joint account, we recommend that you both check your eligibility, as you could each be eligible for different levels of borrowing.
If you've already checked, you're good to move on below.