Overlay
What do you get with your bank account?
Your Graduate account is designed to support you in the transition between Student life and moving into full time employment. It comes with all the great features and benefits that allow you to stay in control of your money.
Available to UK residents aged 18 or over, if you graduated from a third-level course in the past 12 months and your course lasted at least two years. The graduate package is valid for a maximum of 12 months. Lending criteria, terms and conditions apply.
Account features
Mobile App available to customers aged 11+ with a compatible iOS and Android devices and a UK or international mobile number in specific countries.
To find out more about our interest-free overdraft, see the link below.
Graduate Loan
Request a Graduate Loan of up to £5000 (subject to approval. Lending criteria, terms and conditions apply).
You must begin to repay the loan within 12 months of graduating and complete payments within 5 years. You can delay the repayment for up to 2 years if you are going on to further studies.
We do not provide graduate loans for the purpose of leisure travel.
Thinking of switching your bank account to us?
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)
Understanding Overdrafts
Now please take a look at the important information
In the month of July of the year after your graduation, subject to our assessment of your financial position, your Graduate Account will be converted to a Current Account. We will write to you 60 days before doing this.
We may need security (by way of a personal guarantee) for certain overdraft facilities or loans and we may carry out credit scoring. Overdrafts are repayable on demand.
Ready to apply?
Get in touch
Call 0800 046 6486
Lines are open:
Monday to Friday 8am - 8pm (excluding bank holidays)
Saturday 9am-3pm
Calls may be recorded. Calls from mobile phones may not be free.