What you'll get with an overdraft from Ulster Bank
An arranged overdraft allows you to go overdrawn up to an agreed limit. So, if you’re short of cash, an arranged overdraft could help to cover an unplanned expense. Think of it as a short-term safety net.
Interest free up to £1,000
Interest-free arranged overdraft up to £1,000
Students studying medicine, dentistry, law, accountancy, pharmacy, optometry, physiotherapy and veterinary science can apply for an overdraft limit of up to £3,000 (interest free)
Applying is really quick
Applying through Anytime Banking takes around 5 minutes
Get an instant decision if you bank online with us
Overdrafts are a way of borrowing money and you're responsible for repayments if you decide to use one. If you're unable to repay what is owed, you could impact your credit score, which most lenders use to decide whether they'll lend to you.
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You can apply for an overdraft if you:
- Are aged 18+ and living in the UK
- Are registered for Anytime Banking
- Have an Ulster Bank Student Account
If you are not registered for Anytime Banking you can register now.