An arranged overdraft allows you to go overdrawn up to an agreed limit. So, if payday is still a long way off and you’re short of cash, an arranged overdraft could help to cover an unplanned expense. Think of it as a short-term safety net.
Simply give us a call on 0345 7424 365 and we'll help you apply
We'll send text messages to help you stay on top of things
Overdrafts are a way of borrowing money and you’re responsible for repayments if you decide to use one. If you aren’t able to repay what is owed, you could impact your credit score, which most lenders use to decide whether they’ll lend to you.
An overdraft is repayable on demand. Overdrafts may not be exceeded without prior permission. If we decide not to make a payment you may be charged an Unpaid Transaction Fee if we decide not to make a payment as detailed in Your Overdraft Charges (the maximum we’ll charge you in a monthly charging period is £2.15).
We may carry out credit scoring, where we assess whether credit is affordable for you based on the information you provide.
Give us a call at 0345 7424 365 and we'll get the ball rolling.