Ulster Bank Accounts

Compare our bank accounts

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All the essentials to make everyday banking easy for you.

Manage your account using our Mobile Banking app. Criteria applies.

Multiple ways to pay; Apple Pay, Google Pay and Contactless Debit Card. Limits apply.

No monthly fee

To apply, you need to be 18+ and a UK resident.

Additional bank accounts

We also offer additional bank accounts to suit your needs

Specific account eligibility criteria applies.

UFirst Gold

Available to existing current account holders only.

For £10 a month you'll get:

  • Worldwide travel insurance
  • Mobile phone insurance
  • 15% cash-back on concerts, shows and sporting events

To apply, you need to be 18+ and a UK resident.

Student Account

Getting uni life off to a great start.
  • Get an interest-free overdraft of up to £1,000. 18+, subject to approval
  • Use our mobile app to help you bank anytime, anywhere
  • No monthly fee for UK students

Adapt Account

Helping 11-17 year olds start managing their money.
  • Easy to use mobile app, with added payment restrictions for peace of mind
  • Get your own Contactless Debit Card, works with Apple Pay and Google Pay™. Criteria applies. Apple Pay available for ages 13+ and Google Pay™ available for ages 16+.
  • No monthly fee

Foundation account

An account with no overdraft facility or cheque book. This account cannot be applied for directly. We can offer you this account if you not meet the criteria for any of our other accounts when applying.

Private Account

An account with your own Relationship Manager and dedicated support team. Specific account criteria applies.
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UFirst Private Account

All the benefits of a Private Account plus extra lifestyle benefits such as mobile phone and travel insurance. Available to existing customers only. Specific account criteria applies. £26 monthly fee.

Joint accounts

If you’re looking to open a Joint account with someone, follow the below link to find out more.

Thinking of switching your bank account to us?

The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.

We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.

Current Account Switch Guarantee (PDF, 39KB)

A Guide to Switching Current Accounts (PDF, 3MB)

How does the Switch service work?

Supporting our customers

If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.

Financial Services Compensation Scheme

Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.

See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.