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What is a joint bank account?
In most ways, a joint bank account is the same as having your own, except two people have control over the account. It's great for couples, trusted friends or family members, who want to share part of their banking.
Both people can pay in, make payments from the account. Both parties are also responsible for any arranged overdraft (subject to approval..)
It'll give you a Contactless Debit Card each. You'll also be able to manage your joint bank account together using our Mobile Banking app, or via Anytime Banking.
What current accounts can I open or make joint?
To make an account joint you will be required to open one or have one of the following accounts in your sole name and then request to add someone
Ulster Bank Select - our basic everyday banking account with the features you'd expect from a standard account, and no fee.
Premier bank accounts - Private Current Account, these accounts provide benefits for higher net worth customers to help you get the most from your finances
Student and Adapt (child) accounts are sole ownership accounts only, we are therefore unable to make these joint.
Setting up a joint bank account online
When setting up a joint account with us, you'll need to either add the new person to an existing current account you have OR create a new account.
Choose which option best applies:
Thinking of switching your bank account to us?
The Current Account Switch Service will do all the work when it comes to switching, moving everything across from your old account all within 7 working days, including Direct Debits and standing orders. All you need to do is tell us the details of your old bank account and when you want the Switch to start.
We can not switch savings accounts or ISAs through this service. Any other products you have with your old bank will not be moved at the same time.
Current Account Switch Guarantee (PDF, 39KB)