To add a joint party to an account, you must both be +18 and a UK resident. Specific account criteria and eligibility apply.
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Ulster Bank Current Accounts
Joint bank accounts
How to get £200
1. Open a current account and switch to us
- Apply for and open a Select account.
- Log in to mobile or online banking to request and complete a full switch to us from another bank using the Current Account Switch Service.
2. Within 60 days of switching
- Pay in £1,250 - This can be made of multiple payments and must remain in the account for 24 hours.
- Log in to our mobile app - This can be done on any device that supports the Ulster Bank mobile banking app.
3. You're all set
- When you've met these conditions, we'll pay £200 into your eligible account within 30 days.
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Specific account eligibility criteria & conditions apply. Offer T&Cs and restrictions apply. You won’t be eligible if you or anyone on the account has previously received a NatWest Group cash switch incentive, or if you’re switching an account from NatWest Group (NatWest or Royal Bank). This offer may be changed, replaced, or withdrawn at any time.
What is a joint bank account?
In most ways, a joint bank account is the same as having your own, except two people have control over the account. It's great for couples, trusted friends or family members, who want to share part of their banking.
Both people can pay in, make payments from the account. Both parties are also responsible for any arranged overdraft (subject to approval).
It'll give you a Contactless Debit Card each. You'll also be able to manage your joint bank account together using our Mobile Banking app, or via Anytime Banking.
Setting up a joint bank account online
When setting up a joint account with us, you'll need to either add the new person to an existing current account you have OR create a new account.
Choose which option best applies: