What type of account are you looking for?
Get our £200 offer when you switch to Ulster Bank
Apply online or via our mobile app to switch a current account held elsewhere using the Current Account Switch Service into a Ulster Bank account from 15 February 2024.
Deposit £1,250 into your account and log in to our mobile banking app within 60 days. App eligibility criteria apply.
When you meet these conditions, we'll pay £200 into your eligible account within 7 days.
Your switch must fully complete to receive the incentive, this means your old bank account will close and any funds and Direct Debits will move over to us. The deposit of £1,250 can be made up of multiple credits and must remain in the account for 24 hours. If you've previously received a switcher incentive from NatWest Group since 01 January 2020, you will not be eligible for this offer. Offer can be withdrawn or amended at any time. Account eligibility criteria apply. Account fees may apply.
Switch offer T&Cs apply (PDF, 166KB)
Select account
All the essentials to make everyday banking easy for you.
Manage your account using our Mobile Banking app. Criteria applies.
Multiple ways to pay; Apple Pay, Google Pay and Contactless Debit Card. Limits apply.
No monthly fee.
To apply, you need to be 18+ and a UK resident.
Additional bank accounts
We also offer additional bank accounts to suit your needs.
Specific account eligibility criteria applies.
ufirstgold
Available to existing current account holders only.
For £10 a month you'll get:
- worldwide travel insurance
- mobile phone insurance
- 15% cash-back on concerts, shows and sporting events.
To apply, you need to be 18+ and a UK resident.
Student Account
Getting uni life off to a great start.
- You could get an interest-free overdraft of up to £1,000. 18+, subject to approval.
- Use our mobile app to help you bank anytime, anywhere.
- No monthly fee.
To apply, you must be 18+ and either a UK citizen or have been living in the UK for at least 3 years. Online applications only.
Child & Teen
Looking for a kid's account?
Adapt account (11-17 year olds)
- Current account with a contactless debit card.
- Works with Apple Pay and Google Pay™.
Rooster Money (3-17 year olds)
- Parent-managed pocket money app
- Set allowances and track your kids’ spending and saving
- Fees may apply for additional services. T&Cs apply (PDF, 100KB).
Foundation account
Premier accounts
Joint accounts
Supporting our customers
If you want to see how we have performed in key service areas and how we support all personal customers, you can get a detailed view here.
Financial Services Compensation Scheme
Your eligible deposits held by a UK establishment of Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. Any deposits you hold above the limit are unlikely to be covered.
See FSCS Protecting Your Money (PDF, 3.7 MB) for more information about the scheme and how it protects your money.