All you need to know about managing your Help to Buy: ISA

Manage your Help to Buy: ISA


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Managing your Help to Buy: ISA

Online or on the mobile app

Our Anytime Banking service gives you the flexibility to manage your money at any time 365 days a year, from the comfort of your own home.

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Save regularly

Save up to £200 per calendar month towards your first home. If you set up a regular payment, known as a standing order, you don't need to think about moving money each month because it will happen automatically. You can set up a standing order using your mobile app or through Anytime Banking.

You can easily change or cancel the standing order any time you like and you can choose how often you want to save.

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More on the Help to Buy ISA

Save up to £200 per calendar month.

Earn 2.70% AER / 2.67% tax-free on your savings.

When you are ready to buy your first home you'll qualify for a 25% UK Government bonus on amounts saved between £1,600 & £12,000.

The UK Government bonus is paid on property prices up to £450,000 in London and £250,000 elsewhere in the UK. The bonus is paid towards the completion cost of your first home (and not towards the deposit).

When you are ready to buy your first home you should request to close your Ulster Bank Help to Buy:ISA. Once closed we will send you a Closing Document that your conveyancer (e.g. solicitor) will need to claim the bonus from the UK Government. Please do not withdraw funds before closing your account and allow up to 10 working days for your account closure and receipt of your Closing Document.

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Financial Services Compensation Scheme

Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme. 

Find out more  about the scheme and how it protects your money.

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