Online or on the mobile app
Our Anytime Banking service gives you the flexibility to manage your money at any time 365 days a year, from the comfort of your own home.
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This account is no longer available to new customers
Save regularly
Save up to £200 per calendar month towards your first home. If you set up a regular payment, known as a standing order, you don't need to think about moving money each month because it will happen automatically. You can set up a standing order using your mobile app or through Anytime Banking.
You can easily change or cancel the standing order any time you like and you can choose how often you want to save.
Anytime Banking available to customers aged 11+ with a Ulster Bank account. App available to customers aged 11+ using compatible iOS and Android devices and a UK or international mobile number in specific countries.
More on the Help to Buy ISA
Save up to £200 per calendar month.
Earn 2.70% AER / 2.67% tax-free on your savings.
When you are ready to buy your first home you'll qualify for a 25% UK Government bonus on amounts saved between £1,600 & £12,000.
The UK Government bonus is paid on property prices up to £450,000 in London and £250,000 elsewhere in the UK. The bonus is paid towards the completion cost of your first home (and not towards the deposit).
When you are ready to buy your first home you should request to close your Ulster Bank Help to Buy:ISA. Once closed we will send you a Closing Document that your conveyancer (e.g. solicitor) will need to claim the bonus from the UK Government. Please do not withdraw funds before closing your account and allow up to 10 working days for your account closure and receipt of your Closing Document.
More information
Financial Services Compensation Scheme
Your eligible deposits with Ulster Bank are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit protection scheme.
Find out more about the scheme and how it protects your money.