This rate is available on loans between £7,500 and £14,950. Other loan amounts are available at alternative rates. Our Rates depend on your circumstances and loan amount and may differ from the Representative APR.
To apply, you must be 18+ and a UK resident with an Ulster Bank current account (held for 3+ months).
If you're thinking about hitting the road with a new or used car, giving your home a makeover or tying the knot - whatever life has on the cards a personal loan could help get you there.
If you're applying for a sole loan we offer loans from £1,000 - £50,000.
If you're applying for a joint loan we offer loans from £1,000 - £35,000. Take a look at our borrowing terms to undersand how long different loan amounts can be repaid over.
It takes around 10 minutes to apply online, and we'll pre-fill some of your application to make it even easier.
You could get your money the same day if you apply online, are unconditionally accepted and sign your loan documents before 5.45pm Mon - Fri.
Sometimes we need to contact you for more information so it can take a little longer.
£7,500
0 months
£137.55
£8,253.00
3.9
3.9
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
The rate you pay depends on your circumstances and loan amount and may differ from the Representative APR. We will never offer you a rate exceeding 29.9% p.a. (fixed), regardless of loan size. This means you're not guaranteed to get the rate you see in the calculator.
If you're applying for a sole loan, in most cases we'll show you how much you could borrow, your personalised interest rate and monthly repayments at the start of your loan application. All this with no impact on your credit score.
Take a look at our borrowing options guide to compare loans, overdrafts and credit cards to help you find the type of borrowing that best fit your needs.
It’s important to remember that if you repay your loan early, you will be charged an Early Repayment Fee. The amount you will be charged will be equal to 58 days’ interest on the amount you repay early (28 days’ interest if the period of the Loan is one year or less). If there is less than 58 days (or 28 days if applicable) remaining on the loan, the calculation will be based on the actual number of days remaining. This is in addition to your outstanding loan amount and any outstanding interest.
Before you apply, we need to check you're happy with a few things.
It's important for you to understand how we use and share your information. Please read this short summary before you continue with your application.
