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All Borrowing Options

Arranged overdraft

Typically used for covering short-term spending or unexpected expenses.

This is an option to consider if you’re able to quickly repay.

Arranged overdraft

Typically used for covering short-term spending or unexpected expenses.

This is an option to consider if you’re able to quickly repay.

Representative example
Effective Annual Rate (EAR)
39.49% (variable)
Representative Annual Purchase Rate (APR)
39.49% (variable)
Assumed credit limit
£1,200
How does our overdraft compare

A good way to compare the costs of borrowing products is by using the APR, which shows the cost of borrowing over a year.

Borrowing Table

How much will an overdraft cost?

Here’s an example of the interest if you use a Select current account’s £500 arranged overdraft with 39.49% APR.

7 days
30 days
60 days
£3.24
£13.87
£28.13

Use our handy Overdraft Cost Calculator to under the overdraft costs of other amounts.

Minimum requirements