Typically used for spreading the cost of purchases over four fixed monthly repayments without paying interest or fees.
Use for purchases over £50 (max. credit limit £1,000) with 0% interest and no fees when you pay on time.
You can make overpayments or pay off your loan early, subject to early repayment charges.
Typically used for spreading the cost of purchases over four fixed monthly repayments without paying interest or fees.
Use for purchases over £50 (max. credit limit £1,000) with 0% interest and no fees when you pay on time.
You can make overpayments or pay off your loan early, subject to early repayment charges.
We give a Representative APR so it’s easier for you to compare costs of using an arranged overdraft with different credit products (such as a loan or credit card).
If you buy a new sofa for £400, you’ll pay four monthly instalments of £100.
If you buy a washing machine and a coat too, we’ll combine what you owe into one monthly Direct Debit payment.
The table is based on the maximum £1,000 credit limit.
| | Purchase price | Instalments |
|---|---|---|
| Sofa | £400 | £100 |
| Washing machine | £200 | £50 |
| Coat | £80 | £20 |
| Total monthly payment | | £170 |
To apply you must be 18+, earn at least £10k per year and living in the UK. You must be a NatWest current account holder and must not already have NatWest Buy Now Pay Later. Late fees apply.
