Good for having no fee to transfer a balance.

• Get time to repay: transfer balances onto one card and get 0% interest for 13 months when transferred within the first 3 months of account opening.
• Manageable smaller costs: you could get some wiggle room with 0% interest on purchases in the first 3 months.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

No balance transfer fee (no fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

Good for giving you time to pay off your purchases and balances.

• Reduce interest: you can transfer the balance of an existing card and pay 0% interest for 19 months. This could help make any outstanding debt feel a bit more manageable.
  
• Spread costs: you could purchase now and spread the cost over a time that suits you – with 0% interest for the first 19 months from account opening.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

2.99% balance transfer fee (a fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.

Good for having more time to pay off balances.

• Take interest on repayments by the horns: you could reduce interest on existing balances by transferring onto this card, and pay 0% interest for 23 months.
• Spread costs: make smaller purchases more affordable with 0% interest on purchases for 3 months.

Available to UK residents, aged 18+ and earning at least £10K per year.

Credit cards come with monthly interest and can incur late payment fees. If you just make the minimum monthly repayment, this can be an expensive form of borrowing.

3.49% balance transfer fee (a fee to move your balance from another card).

Balance transfers are limited to 95% of your available credit limit. The minimum balance transfer amount is £100.

You can transfer your balance from most credit cards and store cards, but not other NatWest Group cards.