Looking for a credit card?
Whether you need to transfer a balance, make a big purchase or save money on interest when spending abroad, we could have a credit card to suit your lifestyle. Have a browse of our Mastercard® credit cards below.
Balance transfers are limited to 95% of your available credit limit. Minimum balance transfer amount is £100. You can transfer your balance from most credit cards and store cards, except other NatWest Group cards.
Purchase & Balance Transfer card
- 0% for 23 months from account opening on purchases, after which standard rates apply
- 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 2.49% balance transfer fee
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
- 0% for 22 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The Ulster Bank Credit Card
- No foreign transaction fees on purchases
- Low rates on purchases and balance transfers
- No balance transfer fees
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
Purchase & Balance Transfer card
- 0% for 23 months from account opening on purchases, after which standard rates apply
- 0% for 23 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- 2.49% balance transfer fee
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
Balance Transfer credit card
- 0% for 22 months from account opening on balance transfers made within the first 3 months, after which standard rates apply
- No fee to transfer a balance to this credit card
- 0% on purchases for 3 months from account opening, thereafter standard rates apply
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you. Interest on fees and charges is payable in line with our terms and conditions.
The Ulster Bank Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
The Ulster Bank Credit Card
- Low rates on purchases and balance transfers
- No balance transfer fees
- No foreign transaction fees on purchases
To apply, you must hold a current account, savings account, credit card or mortgage with Ulster Bank, be a UK resident, aged 18+ and earning at least £10K per year
Your actual credit limit and APR may vary depending on our credit assessment of you.
See your borrowing options
Not sure if a credit card, loan or overdraft is best for you? Find out the ins and outs of each using our borrowing options guide.